440 W 4th St, Wray, CO 80758 Property Records

Yuma County property record for 440 W 4th St, Wray, CO 80758

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,667 sqft · built 1912
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Jan 2012)
Tax Bill	$1,939 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Jul 2020 Mortgage
APN	`W000273`

Property Details

APN / Parcel Number

Primary APN	`W000273`

Interior

Full Baths	2 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	1,667 sqft Living Area
Basement Area	224 sqft
Unfinished Basement	224 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1912
Effective Year Built	Effective 2002
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	440 W 4TH ST
City	WRAY
State	CO
Zip	80758-1636
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WRAY, KIRK'S RESUB WRAY 1STBLK 36 LOT 12 & N1/2 OF LOT 11 BLK 36 LOT SIZE: 75 X 140
Legal Subdivision	WRAY, KIRKS RESUB
Legal Block	36
Legal Lot Number	12
Jurisdiction	YUMA CO
Township / Civil Division	WRAY
Census Block Group	3
Census Block	3071
Census Tract	963100

Owner

Source: Yuma County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	440 W 4TH ST, WRAY, CO 80758-1636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jul 6, 2020	Deed of Trust, Mortgage YUMA COUNTY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2012 · Amount on Record
Deed Sale	Jan 30, 2012 · Amount on Record
Prior Sale	Jan 5, 2010
Deed Document Number	2012552135
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA CO
Property Address	440 W 4TH ST, WRAY, CO 80758-1636
Transaction Type	Mortgage
Record Updated	Mar 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 W 4TH ST, WRAY, CO 80758-1636

Mortgage

Document Number	580579
Date	Jan 29, 2021
Instrument	580579

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA CO
Property Address	440 W 4TH ST, WRAY, CO 80758-1636
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	579023
Date	Jul 6, 2020
Instrument	579023

Lender

Name	YUMA COUNTY FCU
Type	Credit Union
Address	WRAY, CO 80758

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Yuma County assessment roll, as of February 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Yuma County
Municipality	Wray City
Unified School District	Wray School District RD-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,939.00 (+0.05%)
2025	$1,938.00 (+46.71%)	$19,810 (-8.6%)
2024			$316,970 (+16.4%)
2023	$1,321.00 (+3.93%)	$21,675 (+43.51%) Land $955 Building $20,720	$272,300 (+43.5%) Land $12,000 Building $260,300
2022	$1,271.00	$15,104 Land $955 Building $14,149	$189,750 Land $12,000 Building $177,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WRAY serves 2,342 people · EPA ID CO0163010
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Plains Communication Services Fiber	1,000 / 1,000
Vyve Broadband Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Viaero Wireless Fixed Wireless	150 / 40

May also be available: Vistabeam.

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