435 W 4th St, Wray, CO 80758 Property Records

Yuma County property record for 435 W 4th St, Wray, CO 80758

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,627 sqft · built 1897
Lot Size	0.344 acres (14,980 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Dec 2016)
Tax Bill	$2,711 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Nov 2021 Mortgage + 2 more
APN	`W000279`

Property Details

APN / Parcel Number

Primary APN	`W000279`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,627 sqft Living Area
Basement Area	336 sqft
Unfinished Basement	336 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1897
Effective Year Built	Effective 2012
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	14,980 sqft (0.344 acres)

Exterior Amenities

Porch	Slab
Porch Area	30 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	435 W 4TH ST
City	WRAY
State	CO
Zip	80758-1604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WRAY, FIRST ADD BLK 37 TR BEG AT SW COR THN NLY ALG W LN BLK 37 107'; THN ELY AN ANG RT OF 89 DEG 59'10" & PARAL WITH S LN 140', THN SLY AN ANG RT OF 90 DEG 00'50" PARAL WITH W LN 107' TO PT ON S LN; THN WLY AN ANG RT OF 89 DEG 59'10" & ALG S LN 140'
Legal Subdivision	FIRST ADD
Legal Block	37
Jurisdiction	YUMA CO
Township / Civil Division	WRAY
Census Block Group	3
Census Block	3062
Census Tract	963100

Owner

Source: Yuma County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	435 W 4TH ST, WRAY, CO 80758-1604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2022	Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LENDING GROUP INC
Nov 12, 2021	Deed of Trust, Mortgage · VA Mortgage PLAZA HOME MORTGAGE INC
Apr 21, 2020	Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LENDING GROUP INC
Aug 19, 2019	Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LENDING GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2016 · Amount on Record
Deed Sale	Dec 13, 2016 · Amount on Record
Prior Sale	May 27, 2011 · Amount on Record
Deed Document Number	2016568544
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA CO
Property Address	435 W 4TH ST, WRAY, CO 80758-1604
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435W W 4TH ST, WRAY, CO 80758-1604

Mortgage

Document Number	0000584768
Date	Jun 7, 2022
Instrument	584768

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA CO
Property Address	435 W 4TH ST, WRAY, CO 80758-1604
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000582975
Date	Nov 12, 2021
Instrument	582975

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	JACKSONVILLE, FL 32256

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA CO
Property Address	435 W 4TH ST, WRAY, CO 80758-1604
Transaction Type	Mortgage
Record Updated	May 19, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	578449
Date	Apr 21, 2020
Instrument	578449

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA CO
Property Address	435 W 4TH ST, WRAY, CO 80758-1604
Transaction Type	Mortgage
Record Updated	Sep 20, 2019
Title Company	NEXUSS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00576480
Date	Aug 19, 2019
Instrument	00576480

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Yuma County assessment roll, as of February 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Yuma County
Municipality	Wray City
Unified School District	Wray School District RD-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,711.00
2025	$2,711.00 (+41.2%)	$27,710 (-6.15%)
2024			$443,340 (+19.52%)
2023	$1,920.00 (+11.76%)	$29,527 (+44.74%) Land $955 Building $28,572	$370,940 (+44.73%) Land $12,000 Building $358,940
2022	$1,718.00	$20,400 Land $955 Building $19,445	$256,290 Land $12,000 Building $244,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WRAY serves 2,342 people · EPA ID CO0163010
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Plains Communication Services Fiber	1,000 / 1,000
Vyve Broadband Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Viaero Wireless Fixed Wireless	150 / 40

May also be available: Vistabeam.

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