412 W 4th St, Wray, CO 80758 Property Records

Yuma County property record for 412 W 4th St, Wray, CO 80758

Property Summary

Property Type	Apartments (5+ Units)
Details	5 ba · 2,304 sqft · built 1918
Lot Size	0.125 acres (5,432 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Oct 2010)
Tax Bill	$1,612 (2026)
Deeds & Mortgages	May 2022 Mortgage Jul 2019 Line of Credit
APN	`W000270`

Property Details

APN / Parcel Number

Primary APN	`W000270`

Interior

Full Baths	5 Baths
Total Rooms	1 Room
Stories	2 Stories
Building Area	2,304 sqft Total Area
Basement Area	1,152 sqft
Finished Basement	1,152 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1993
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,432 sqft (0.125 acres)
Garage Type	Detached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	412 W 4TH ST
City	WRAY
State	CO
Zip	80758-1637
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	WRAY, KIRK'S RESUB WRAY 1STBLK 36 TR IN LOTS 1-2-3 BEG 99' W OF NE COR LOT 1 THN S132.5' THN W 41' THN N 132.5' THN E 41' TO POB JOINT TENANTS
Legal Subdivision	WRAY, KIRKS RESUB
Legal Block	36
Legal Lot Number	1-3
Jurisdiction	YUMA CO
Township / Civil Division	WRAY
Census Block Group	3
Census Block	3071
Census Tract	963100

Owner

412 W 4th St, a residential property, is owned by two individuals who bought it in October 2010.

Source: Yuma County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 294, WRAY, CO 80758-0294
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2022	Deed of Trust, Mortgage · Commercial Mortgage ADAMS BANK & TRUST
Jul 1, 2019	Warranty Deed, Transfer · Line of Credit WRAY STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2010 · Amount on File
Deed Sale	Oct 28, 2010 · Amount on File
Deed Document Number	2010547245
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA CO
Property Address	412 W 4TH ST, WRAY, CO 80758-1637
Transaction Type	Mortgage
Record Updated	Jun 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 CEDAR ST, WRAY, CO 80758-1821

Mortgage

Document Number	0000584617
Date	May 20, 2022
Instrument	584617

Lender

Name	ADAMS BANK & TRUST
Type	Bank
Address	IMPERIAL, NE 69033

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 15, 2037

Interest

Rate Type	Adjustable Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA CO
Recording Date	Jul 1, 2019
Property Address	412 W 4TH ST, WRAY, CO 80758-1637
Document Number	0000576179
Instrument Date	Jul 1, 2019
Instrument	00576179
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 CEDAR ST, WRAY, CO 80758-1821

Mortgage

Document Number	0000576180
Date	Jul 1, 2019
Instrument	00576180

Lender

Name	WRAY STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jul 5, 2024

Tax Assessment & Valuation

The 2026 property tax bill for 412 W 4th St was $1,612.

Source: Yuma County assessment roll, as of February 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Yuma County
Municipality	Wray City
Unified School District	Wray School District RD-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,612.00
2025	$1,612.00	$16,480
2024			$263,610 (+20.01%)
2023	$1,001.00 (+0.7%)	$17,485 (+44.91%) Land $939 Building $16,546	$219,660 (+44.9%) Land $11,800 Building $207,860
2022	$994.00	$12,066 Land $939 Building $11,127	$151,590 Land $11,800 Building $139,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 412 W 4th St; there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 W 4th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WRAY serves 2,342 people · EPA ID CO0163010
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Plains Communication Services Fiber	1,000 / 1,000
Vyve Broadband Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Viaero Wireless Fixed Wireless	150 / 40

May also be available: Vistabeam.

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