Dawes County property record for 366 Spruce St, Chadron, NE 69337
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 848 sqft · built 1953 |
| Lot Size | 0.16 acres (7,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Sep 2025) |
| Tax Bill | $2,145 (2025) |
| Deeds & Mortgages | Jul 2009 Mortgage Jul 2009 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 230005681 |
| Primary APN | 230005681 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 848 sqft Living Area |
| Basement Area | 1,696 sqft |
| Year Built | Built 1953 |
|---|---|
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 7,000 sqft (0.16 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 70 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 366 SPRUCE ST |
|---|---|
| City | CHADRON |
| State | NE |
| Zip | 69337-2431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01-SINGLE FAMILY |
| Legal Description | BLOCK: 96 LOT: 9 ADDITION: PTC 3RD |
| Legal Subdivision | ADDITION PTC 3RD |
| Legal Block | 96 |
| Legal Lot Number | 9 |
| Jurisdiction | DAWES NE |
| Township / Civil Division | 03 |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 950700 |
Source: Dawes County records, as of March 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 366 SPRUCE ST, CHADRON, NE 69337-2431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 1, 2009 | Deed of Trust, Mortgage FIRST NATIONAL BANK NORTH PLATTE |
| Jul 1, 2009 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA |
| Aug 29, 2025 | Warranty Deed, Transfer · Conventional Mortgage CENTENNIAL LENDING LLC |
| Feb 15, 2019 | Warranty Deed, Transfer · Conventional Mortgage BLACK HILLS FCU |
| Jul 3, 2008 | Warranty Deed, Construction Loan · Construction Mortgage FIRST NATIONAL BANK OF CHADRON |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2025 · Amount on Record |
| Deed Sale | Sep 29, 2025 · Amount on Record |
| Prior Sale | Jul 3, 2008 · Amount on Record |
| Deed Document Number | 873 |
| Prior Transfer Date | Feb 15, 2019 |
| Prior Transfer Doc | 2019-00119 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAWES NE |
| Property Address | 366 SPRUCE ST, CHADRON, NE 69337-2431 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0200900889 |
|---|---|
| Date | Jul 1, 2009 |
| Instrument | 2009-00889 |
| Name | FIRST NATIONAL BANK NORTH PLATTE |
|---|---|
| Address | CHADRON, NE 69337 |
| Amount | Amount Recorded |
|---|---|
| Term | 44 Months |
| Due | Mar 15, 2013 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAWES NE |
| Property Address | 366 SPRUCE ST, CHADRON, NE 69337-2431 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0200900888 |
|---|---|
| Date | Jul 1, 2009 |
| Instrument | 2009-00888 |
| Name | FIRST NATIONAL BANK OF OMAHA |
|---|---|
| Type | Bank |
| Address | 69197 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 1, 2029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAWES NE |
| Recording Date | Aug 29, 2025 |
| Property Address | 366 SPRUCE ST, CHADRON, NE 69337-2431 |
| Document Number | 0202500873 |
| Instrument Date | Aug 29, 2025 |
| Instrument | 2025-00873 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | DAWES CNTY ABSTRACT & TTL CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $337.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0202500874 |
|---|---|
| Date | Aug 29, 2025 |
| Instrument | 2025-00874 |
| Name | CENTENNIAL LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | LONGMONT, CO 80504 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAWES NE |
| Recording Date | Feb 15, 2019 |
| Property Address | 366 SPRUCE ST, CHADRON, NE 69337-2431 |
| Document Number | 0201900119 |
| Instrument Date | Feb 15, 2019 |
| Instrument | 2019-00119 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | DAWES COUNTY ABSTRACT AND TITLE, DAWES COUNTY ABSTRACT & TITL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $281.25 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 0201900120 |
|---|---|
| Date | Feb 15, 2019 |
| Instrument | 2019-00120 |
| Name | BLACK HILLS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAWES NE |
| Recording Date | Jul 3, 2008 |
| Property Address | 366 SPRUCE ST, CHADRON, NE 69337-2431 |
| Document Number | 0200800863 |
| Instrument Date | Jul 3, 2008 |
| Instrument | 2008-00863 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $746.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Document Number | 0200800864 |
|---|---|
| Date | Jul 3, 2008 |
| Instrument | 2008-00864 |
| Name | FIRST NATIONAL BANK OF CHADRON |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Dawes County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Dawes County |
| Municipality | Chadron City |
| Unified School District | Chadron Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,145.00 (-19.66%) | $154,895 (+5%) Land $23,890 Building $131,005 | $154,895 (+5%) Land $23,890 Building $131,005 |
| 2023 | $2,670.00 | $147,515 Land $22,750 Building $124,765 | $147,515 Land $22,750 Building $124,765 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 67% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHADRON serves 6,257 people · EPA ID NE3104507 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | 7 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 60 / 5 |
May also be available: AT&T, Great Plains Communications, T-Mobile, Viaero Wireless.
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