Dawes County property record for 414 Spruce St, Chadron, NE 69337
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 763 sqft · built 1945 |
| Lot Size | 0.193 acres (8,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $40,000 (Jul 2009) |
| Tax Bill | $1,303 (2025) |
| Deeds & Mortgages | May 2013 Line of Credit Jul 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 230005663 |
| Primary APN | 230005663 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 763 sqft Living Area |
| 1st Floor Area | 763 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Ranch |
| Exterior Material | Shingles |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 8,400 sqft (0.193 acres) |
| Lot Dimensions | 140 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 48 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 414 SPRUCE ST |
|---|---|
| City | CHADRON |
| State | NE |
| Zip | 69337-2768 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01-SINGLE |
| Legal Description | BLOCK: 94 LOT: S30'-2-&-N30'-3 ADDITION: PTC 3RD |
| Legal Subdivision | ADDITION PTC 3RD |
| Legal Block | 94 |
| Jurisdiction | DAWES NE |
| Township / Civil Division | 03 |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 950700 |
414 Spruce St is owned by an individual who acquired it in June 2024.
Source: Dawes County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 407 N LAKE ST, CHADRON, NE 69337-2013 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 10, 2013 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF CHADRON |
| Jul 22, 2020 | Intrafamily Transfer, Transfer |
| Jul 23, 2009 | Trustee's Deed, Foreclosure · ARM FIRST NATIONAL BANK NORTH PLATTE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 2009 · Amount on File |
| Deed Sale | Jul 23, 2009 · Amount on File |
| Deed Document Number | 2009986 |
| Last Transfer Date | Jun 28, 2024 |
| Transfer Doc | 0202400503 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAWES NE |
| Property Address | 414 SPRUCE ST, CHADRON, NE 69337-2768 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0201300628 |
|---|---|
| Date | May 10, 2013 |
| Instrument | 2013-00628 |
| Name | FIRST NATIONAL BANK OF CHADRON |
|---|---|
| Address | 89337 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DAWES NE |
| Recording Date | Jul 22, 2020 |
| Property Address | 414 SPRUCE ST, CHADRON, NE 69337-2768 |
| Document Number | 0202000689 |
| Instrument Date | Jul 20, 2020 |
| Instrument | 2020-00689 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | DAWES NE |
| Recording Date | Jul 23, 2009 |
| Property Address | 414 SPRUCE ST, CHADRON, NE 69337-2768 |
| Document Number | 0200900986 |
| Instrument Date | Jan 13, 2009 |
| Instrument | 2009-00986 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $90.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Document Number | 0200900987 |
|---|---|
| Date | Jul 23, 2009 |
| Instrument | 2009-00987 |
| Name | FIRST NATIONAL BANK NORTH PLATTE |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.4% |
| Type Change Date | May 1, 2009 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.22% |
| Index | 1-Year CMT |
| Max Rate | 12% |
The 2025 property tax bill for 414 Spruce St was $1,303.
Source: Dawes County assessment roll, as of March 3, 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Dawes County |
| Municipality | Chadron City |
| Unified School District | Chadron Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $98,565 (+4.76%) Land $30,030 Building $68,535 | $98,565 (+4.76%) Land $30,030 Building $68,535 | |
| 2025 | $1,303.00 | $94,085 Land $28,665 Building $65,420 | $94,085 Land $28,665 Building $65,420 |
| 2023 | Homeowner's exemption | $89,605 Land $27,300 Building $62,305 | $89,605 Land $27,300 Building $62,305 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 414 Spruce St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 414 Spruce St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 77% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHADRON serves 6,257 people · EPA ID NE3104507 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | 7 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 60 / 5 |
May also be available: AT&T, Great Plains Communications, T-Mobile, Viaero Wireless.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures