440 Sargo Rd, Atlantic Beach, FL 32233 Property Records

Duval County property record for 440 Sargo Rd, Atlantic Beach, FL 32233

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,442 sqft · built 1973
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on File
Last Sale$530,000 (Jun 2024)
Tax Bill$7,329 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN171537-0000

Property Details

APN / Parcel Number

Primary APN171537-0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,442 sqft Living Area
Gross Area1,638 sqft
1st Floor Area1,056 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions93 ft deep x 80 ft wide
PorchFinished/Open Porch
Porch Area108 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address440 SARGO RD
CityATLANTIC BEACH
StateFL
Zip32233-3816
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeARS-1
Legal Description31-16 17-2S-29E R/P PT OF ROYAL PALMS UNIT 2 A LOT 18 BLK 18
Legal Range29E
Legal Township02S
Legal Section17
Legal SubdivisionROYAL PALMS UNIT 02A3.00
Legal Block18
Legal Lot Number18
Legal Unit2
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE BEACHES
Census Block Group2
Census Block2002
Census Tract13902

Owner

440 Sargo Rd is owned by two individuals who bought it in June 2024.

Source: Duval County records, as of September 25, 2026

Owner of Record2 Individual Names on File
Mailing Address1786 SELVA MARINA DR, ATLANTIC BEACH, FL 32233-5618
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 12, 2024 · Amount on File
Deed SaleJun 12, 2024 · Amount on File
Prior SaleMay 4, 2022 · Amount on File
Deed Document Number2024126362
Deed Book / Page21086 / 1079
Record UpdatedOct 29, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateMay 4, 2022
Property Address440 SARGO RD, ATLANTIC BEACH, FL 32233-3816
Document Number0202590152
Book / Page20259 / 152
Map ReferenceMB 31 PG 16
Instrument DateApr 25, 2022
Instrument2022116991
Transaction TypeTransfer
Record UpdatedMay 19, 2022
Title CompanyGLOBAL TITLE PROFESSIONALS LLC, GLOBAL TTL PROFESSIONALS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,870.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2355 CANEY WOOD CT S, 2355, JACKSONVILLE, FL 32218-9095

Transferred To (Grantee/Buyer)

NameVerified Name
Address554 JACKSONVILLE DR, JACKSONVILLE BEACH, FL 32250-3813

Mortgage

Document Number0020259154
DateMay 4, 2022
Instrument20259/154
Lender
NameWILLOW FALLS LLC
TypeNon-Lending Institution
Agreement
TypeBalloon Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 440 Sargo Rd was $7,329, up 8.6% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityAtlantic Beach City
CountyDuval County
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$391,501 (-8.12%) Land $250,000 Building $141,501$391,501 (-8.12%) Land $250,000 Building $141,501
2025$7,329.00 (+8.58%)$426,095 Land $300,000 Building $126,095$426,095 Land $300,000 Building $126,095
2024$6,750.00 (+13.33%)
2023$5,956.00 (+727.22%)$340,272 (+302.16%) Land $225,000 Building $115,272$340,272 (+15.76%) Land $225,000 Building $115,272
2022$720.00 Homeowner's exemption$84,612$293,941 Land $175,000 Building $118,941

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 440 Sargo Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 110 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies110 in force
Nearby Flood Claims28 (1993–2024)
Claims Outside the SFHA13 of 28
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 440 Sargo Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATLANTIC BEACH WATER SYSTEM
serves 23,503 people · EPA ID FL2160200
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · Fixed Wireless · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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