Duval County property record for 451 Sargo Rd, Atlantic Beach, FL 32233
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,344 sqft · built 1972 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $257,000 (Mar 2019) |
| Tax Bill | $3,987 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 171500-0000 |
| Primary APN | 171500-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| Gross Area | 1,440 sqft |
| 1st Floor Area | 1,056 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Flat |
| Roof Material | Other |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 93 ft deep x 80 ft wide |
| Porch | Finished/Open Porch |
| Porch Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 451 SARGO RD |
|---|---|
| City | ATLANTIC BEACH |
| State | FL |
| Zip | 32233-3815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARS-1 |
| Legal Description | 31-16 17-2S-29E R/P OF PT OF ROYAL PALMS UNIT 2A LOT 5 BLK 17 |
| Legal Range | 29E |
| Legal Township | 02S |
| Legal Section | 17 |
| Legal Subdivision | ROYAL PALMS UNIT 02A3.00 |
| Legal Block | 17 |
| Legal Lot Number | 5 |
| Legal Unit | 2A |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE BEACHES |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 13902 |
451 Sargo Rd is owned and occupied by an individual who bought it in March 2019.
Source: Duval County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 337 PLAZA, ATLANTIC BEACH, FL 32233-5441 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Apr 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CITY HOME LOANS LLC |
| Mar 29, 2019 | Warranty Deed, Transfer LANDMARK TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 29, 2019 · Amount on File |
| Deed Sale | Mar 29, 2019 · Amount on File |
| Prior Sale | Aug 18, 2015 · Amount on File |
| Deed Document Number | 201969766 |
| Deed Book / Page | 18734 / 1350 |
| Prior Transfer Date | Apr 26, 2011 |
| Prior Transfer Doc | 0155890608 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 451 SARGO RD, ATLANTIC BEACH, FL 32233-3815 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0178451549 |
|---|---|
| Date | Jan 17, 2017 |
| Book Page | 17845/1549 |
| Instrument | 2017011790 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 344 Months |
| Due | Sep 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 451 SARGO RD, ATLANTIC BEACH, FL 32233-3815 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OSBORNE & SHEFFIELD TTL SVCS |
| Name | Verified Name |
|---|
| Document Number | 0191792371 |
|---|---|
| Date | Apr 20, 2020 |
| Book Page | 19179/2371 |
| Instrument | 2020084745 |
| Name | CAPITAL CITY HOME LOANS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | LAWRENCEVILLE, GA 30043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Mar 29, 2019 |
| Property Address | 451 SARGO RD, ATLANTIC BEACH, FL 32233-3815 |
| Document Number | 0187341350 |
| Book / Page | 018734 / 001350 |
| Instrument Date | Mar 25, 2019 |
| Instrument | 69766 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2019 |
| Title Company | LANDMARK TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,799.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 451 SARGO RD ATLANTIC BEACH FL 322333815, ATLANTIC BEACH, FL 32233-3815 |
The 2025 property tax bill for 451 Sargo Rd was $3,987 with a homeowner's exemption, up 2% from the year before.
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Atlantic Beach City |
| County | Duval County |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $406,610 (+48.89%) Land $250,000 Building $156,610 | $406,610 (-7.46%) Land $250,000 Building $156,610 | |
| 2025 | $3,987.00 (+2%) Homeowner's exemption | $273,090 | $439,396 Land $300,000 Building $139,396 |
| 2024 | $3,909.00 (+2.98%) | ||
| 2023 | $3,796.00 (+19.33%) Homeowner's exemption | $257,665 (+11.67%) | $352,584 (+44.91%) Land $225,000 Building $127,584 |
| 2022 | $3,181.00 Homeowner's exemption | $230,731 | $243,308 Land $175,000 Building $68,308 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 451 Sargo Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 110 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 110 in force |
| Nearby Flood Claims | 28 (1993–2024) |
| Claims Outside the SFHA | 13 of 28 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 451 Sargo Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATLANTIC BEACH WATER SYSTEM serves 23,503 people · EPA ID FL2160200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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