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427 Sargo Rd, Atlantic Beach, FL 32233 Property Records

Duval County property record for 427 Sargo Rd, Atlantic Beach, FL 32233

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,344 sqft · built 1973
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on File
Last Sale$100 (Jan 2017)
Tax Bill$3,580 (2025)
Deeds & MortgagesOct 2022 Line of Credit
Jan 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN171504-0000

Property Details

APN / Parcel Number

Primary APN171504-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,344 sqft Living Area
Gross Area1,716 sqft
1st Floor Area1,056 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions93 ft deep x 80 ft wide
Garage TypeAttached
Garage Area220 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Porch Area64 sqft
Patio Area224 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address427 SARGO RD
CityATLANTIC BEACH
StateFL
Zip32233-3815
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeARS-1
Legal Description31-16 17-2S-29E R/P OF PT OF ROYAL PALMS UNIT 2A LOT 9 BLK 17
Legal Range29E
Legal Township02S
Legal Section17
Legal SubdivisionROYAL PALMS UNIT 02A3.00
Legal Block17
Legal Lot Number9
Legal Unit2A
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE BEACHES
Census Block Group2
Census Block2001
Census Tract13902

Owner

427 Sargo Rd is owned and occupied by two individuals who acquired it in January 2017.

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address427 SARGO RD, ATLANTIC BEACH, FL 32233-3815
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

DateDocument
Oct 4, 2022Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
Jan 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
REGIONS BK
Jan 4, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 1, 2017 · Amount on File
Deed SaleJan 1, 2017 · Amount on File
Prior SaleDec 1, 2016 · Amount on File
Deed Book / Page17847 / 1768
Last Transfer DateJan 16, 2017
Transfer Doc0178471768
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address427 SARGO RD, ATLANTIC BEACH, FL 32233-3815
Transaction TypeMortgage
Record UpdatedOct 13, 2022
Title CompanyWATSON TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address427 SARGO RD, JACKSONVILLE, FL 32233-3815

Mortgage

Document Number0204531729
DateOct 4, 2022
Book Page20453/1729
Instrument2022251139
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueOct 9, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address427 SARGO RD, ATLANTIC BEACH, FL 32233-3815
Document Number0190770447
Instrument DateJan 2, 2020
Transaction TypeMortgage
Record UpdatedFeb 11, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address427 SARGO RD ATLANTIC BEACH FL 322333815, ATLANTIC BEACH, FL 32233-3815

Mortgage

Document Number0190770447
DateJan 21, 2020
Book Page019077/000447
Instrument16165
Lender
NameREGIONS BK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJan 20, 2035

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDUVAL FL
Recording DateJan 4, 2017
Property Address427 SARGO RD, ATLANTIC BEACH, FL 32233-3815
Document Number0178321847
Book / Page017832 / 001847
Instrument DateDec 30, 2016
Instrument2103
Transaction TypeTransfer
Record UpdatedMay 26, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address427 SARGO RD JACKSONVILLE FL 322333815, JACKSONVILLE, FL 32233-3815

Tax Assessment & Valuation

The 2025 property tax bill for 427 Sargo Rd was $3,580 with a homeowner's exemption, up 2.1% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityAtlantic Beach City
CountyDuval County
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$256,120 (+2.7%)$410,684 (-7.41%) Land $253,628 Building $157,056
2025$3,580.00 (+2.05%) Homeowner's exemption$249,387$443,560 Land $300,000 Building $143,560
2024$3,508.00 (+19.36%)
2023$2,939.00 (+8.57%) Homeowner's exemption$208,707 (+3%)$330,691 (+16.42%) Land $225,000 Building $105,691
2022$2,707.00 Homeowner's exemption$202,629$284,053 Land $175,000 Building $109,053

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 427 Sargo Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 110 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies110 in force
Nearby Flood Claims28 (1993–2024)
Claims Outside the SFHA13 of 28
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 427 Sargo Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATLANTIC BEACH WATER SYSTEM
serves 23,503 people · EPA ID FL2160200
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber		5,000 / 5,000
AT&T
Fiber · Fixed Wireless · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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