Charlottesville City property record for 440 Nicholson St, Charlottesville, VA 22901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,445 sqft · built 2023 |
| Lot Size | 0.079 acres (3,441 sqft) |
| Owner | Individual Name on File |
| Last Sale | $814,500 (Jan 2023) |
| Tax Bill | $9,775 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 48A040055 |
| Primary APN | 48A040055 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,445 sqft Finished Area |
| 1st Floor Area | 1,520 sqft |
| 2nd Floor Area | 925 sqft |
| Basement Area | 925 sqft |
| Unfinished Basement | 925 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 3,441 sqft (0.079 acres) |
| Garage Type | Basement |
| Garage Area | 595 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Heating System | Heat Pump |
|---|
| Street Address | 440 NICHOLSON ST |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22901-3778 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Legal Description | LOT 126 PH III LOCHLYN HILL |
| Legal Subdivision | LOCHLYN HILL SUBDIVISION |
| Legal Phase | 3 |
| Legal Lot Number | 126 |
| Jurisdiction | CHARLOTTESVILLE CITY VA |
| Township / Civil Division | CHARLOTTESVILLE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 900 |
440 Nicholson St is owned and occupied by an individual who bought it in January 2023.
Source: Charlottesville City records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 440 NICHOLSON ST, CHARLOTTESVILLE, VA 22901-3778 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 11, 2023 · Amount on File |
| Deed Sale | Jan 11, 2023 · Amount on File |
| Prior Sale | Jun 21, 2022 |
| Deed Document Number | 202343 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 440 Nicholson St was $9,775.
Source: Charlottesville City assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Charlottesville City |
| Unified School District | Charlottesville City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,775.00 | $978,700 (+5.32%) Land $225,000 Building $753,700 | $978,700 (+5.32%) Land $225,000 Building $753,700 |
| 2025 | $929,300 Land $190,000 Building $739,300 | $929,300 Land $190,000 Building $739,300 | |
| 2023 | $10,768.00 (+601.04%) | $175,000 Land $175,000 | $175,000 Land $175,000 |
| 2022 | $1,536.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 440 Nicholson St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 440 Nicholson St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Brightspeed, Ting.
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