Charlottesville City property record for 448 Nicholson St, Charlottesville, VA 22901
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,200 sqft · built 2026 |
| Lot Size | 0.066 acres (2,875 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $825,650 (May 2026) |
| Tax Bill | $1,893 (2026) |
| Deeds & Mortgages | May 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 48A040053 |
| Primary APN | 48A040053 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,200 sqft Living Area |
| 1st Floor Area | 1,100 sqft |
| Basement Area | 1,100 sqft |
| Flooring | Hardwood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2026 |
|---|---|
| Effective Year Built | Effective 2026 |
| Exterior Material | Wood |
| Roof Type | Hip |
| Lot Area | 2,875 sqft (0.066 acres) |
| Porch | Slab |
| Heating System | Heat Pump |
|---|
| Street Address | 448 NICHOLSON ST |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22901-3778 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Legal Description | LOT 124 PH III LOCHLYN HILL |
| Legal Subdivision | LOCHLYN HILL SUB |
| Legal Phase | 3 |
| Legal Lot Number | 124 |
| Jurisdiction | CHARLOTTESVILLE CITY VA |
| Township / Civil Division | CHARLOTTESVILLE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 900 |
448 Nicholson St is owned and occupied by two individuals who bought it in May 2026.
Source: Charlottesville City records, as of October 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 448 NICHOLSON ST, CHARLOTTESVILLE, VA 22901-3778 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2026 · Amount on File |
| Deed Sale | May 29, 2026 · Amount on File |
| Prior Sale | Feb 11, 2021 · Amount on File |
| Deed Document Number | 20261424 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CHARLOTTESVILLE CITY VA |
| Recording Date | May 29, 2026 |
| Property Address | 448 NICHOLSON ST, CHARLOTTESVILLE, VA 22901-3778 |
| Document Number | 0000001424 |
| Instrument Date | May 14, 2026 |
| Instrument | 20261424 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Title Company | CLOSURE TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $361,411.33 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 448 NICHOLSON ST, CHARLOTTESVILLE, VA 22901-3778 |
The 2026 property tax bill for 448 Nicholson St was $1,893, up 19.7% from the year before.
Source: Charlottesville City assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Charlottesville City |
| Unified School District | Charlottesville City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,893.00 (+19.66%) | $773,700 (+379.07%) Land $191,300 Building $582,400 | $773,700 (+379.07%) Land $191,300 Building $582,400 |
| 2025 | $1,582.00 | $161,500 Land $161,500 | $161,500 Land $161,500 |
| 2023 | $1,505.00 (+15.33%) | $148,800 Land $148,800 | $148,800 Land $148,800 |
| 2022 | $1,305.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 448 Nicholson St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 448 Nicholson St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Brightspeed, Ting.
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