Charlottesville City property record for 424 Nicholson St, Charlottesville, VA 22901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,092 sqft · built 2019 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Individual Name on File |
| Last Sale | $126,788 (May 2019) |
| Tax Bill | $9,788 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 48A039049 |
| Primary APN | 48A039049 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,092 sqft Finished Area |
| 1st Floor Area | 1,366 sqft |
| 2nd Floor Area | 1,366 sqft |
| Basement Area | 1,366 sqft |
| Finished Basement | 220 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Wood |
| Roof Type | Shed Roof |
| Roof Material | Shingle |
| Lot Area | 3,485 sqft (0.08 acres) |
| Porch | Slab |
| Porch Area | 54 sqft |
| Canopy | 144 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 424 NICHOLSON ST |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22901-3778 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Legal Description | LOT 130 PH II LOCHLYN HILL |
| Legal Subdivision | LOCHLYN HILL SUB PH II |
| Legal Phase | 2 |
| Legal Lot Number | 130 |
| Jurisdiction | CHARLOTTESVILLE CITY VA |
| Township / Civil Division | CHARLOTTESVILLE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 900 |
424 Nicholson St is owned and occupied by an individual who bought it in May 2019.
Source: Charlottesville City records, as of July 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 424 NICHOLSON ST, CHARLOTTESVILLE, VA 22901-3778 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 31, 2019 · Amount on File |
| Deed Sale | May 31, 2019 · Amount on File |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 424 Nicholson St was $9,788.
Source: Charlottesville City assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Charlottesville City |
| Unified School District | Charlottesville City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,788.00 | $982,900 (+5.29%) Land $225,000 Building $757,900 | $982,900 (+5.29%) Land $225,000 Building $757,900 |
| 2025 | $933,500 Land $190,000 Building $743,500 | $933,500 Land $190,000 Building $743,500 | |
| 2023 | $8,068.00 (+9.68%) | $833,000 Land $175,000 Building $658,000 | $833,000 Land $175,000 Building $658,000 |
| 2022 | $7,356.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 424 Nicholson St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 424 Nicholson St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Brightspeed, Ting.
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