440 Lake Rd, Chateaugay, NY 12920 Property Records

Franklin County and Bellmont Town property record for 440 Lake Rd, Chateaugay, NY 12920

Property Summary

Property TypeSeasonal / Vacation Home
Details3 bd · 1 ba · 1,092 sqft · built 1950
Lot Size0.31 acres (13,504 sqft)
Owner2 Individual Names on Record
Last Sale$134,000 (Jan 2011)
Tax Bill$2,695 (2025)
Deeds & MortgagesSep 2022 Sale
APN1-083-01.00

Property Details

APN / Parcel Number

Primary APN1-083-01.00
Alternative APNs
  • 240013200300020010000000
  • 162400 132.3-2-1

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,092 sqft Living Area
1st Floor Area624 sqft
Upper Floors Area468 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area13,504 sqft (0.31 acres)
Lot Width67 ft Width
View / LotWaterfront / Beach

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number1-083-01.00
Street Address440 LAKE RD
CityCHATEAUGAY
StateNY
Zip12920
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal DescriptionPELTON LAKE MANEELY HIGHWAY
Legal Block2
Legal Lot Number1.000
JurisdictionFRANKLIN NY
Township / Civil DivisionBELLMONT
Census Block Group1
Census Block1026
Census Tract950601

Owner

Source: Franklin County and Bellmont Town records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1301 COUNTY ROUTE 25, MALONE, NY 12953-6025
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 10, 2011 · Amount on Record
Deed SaleJan 10, 2011 · Amount on Record
Prior SaleJun 27, 2006 · Amount on Record
Deed Book / Page2011 / 166
Record UpdatedSep 20, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN NY
Recording DateSep 9, 2022
Property Address440 LAKE RD, CHATEAUGAY, NY 12920
Document Number0000004827
Instrument DateAug 8, 2022
Instrument2022-4827
Transaction TypeTransfer
Record UpdatedSep 27, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1301 COUNTY ROUTE 25, MALONE, NY 12953-6025

Tax Assessment & Valuation

Source: Franklin County and Bellmont Town assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyFranklin County
County SubdivisionBellmont Town
Unified School DistrictChateaugay Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,695.00 (+130.15%)$114,600 (-) Land $65,500 Building $49,100$169,778 (+18.52%) Land $97,037 Building $72,741
2023$114,600 (-) Land $65,500 Building $49,100$143,250 (+10.62%) Land $81,875 Building $61,375
2022$114,600 Land $65,500 Building $49,100$129,492 Land $74,012 Building $55,480
2021$1,171.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
SLICFiber
Fiber
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Lake Rd

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