426 Lake Rd, Chateaugay, NY 12920 Property Records

Franklin County and Bellmont Town property record for 426 Lake Rd, Chateaugay, NY 12920

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 720 sqft · built 1955
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Apr 2021)
Tax Bill	$3,274 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
APN	`1-078-11.00`

Property Details

APN / Parcel Number

Primary APN	`1-078-11.00`
Alternative APNs	`240013200300020060000000` `162400 132.3-2-6`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	720 sqft Living Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Cottage
Exterior Material	Composition/Composite
Lot Area	11,326 sqft (0.26 acres)
Lot Width	66 ft Width
View / Lot	Waterfront / Beach
Porch	Patio
Porch Area	224 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1-078-11.00
Street Address	426 LAKE RD
City	CHATEAUGAY
State	NY
Zip	12920-4608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARNOLD LAKE ABBOTT W P A ROAD
Legal Block	2
Legal Lot Number	6.000
Jurisdiction	FRANKLIN NY
Township / Civil Division	BELLMONT
Census Block Group	1
Census Block	1026
Census Tract	950601

Owner

Source: Franklin County and Bellmont Town records · APN 1-078-11.00

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	426 LAKE RD, CHATEAUGAY, NY 12920-4608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 16, 2021 · Amount on Record
Deed Sale	Apr 16, 2021 · Amount on Record
Prior Sale	Nov 14, 2013 · Amount on Record
Deed Document Number	20211885
Prior Transfer Date	Sep 24, 2013
Prior Transfer Doc	0020130000006451
Record Updated	Jun 08, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NY
Recording Date	Apr 16, 2021
Property Address	426 LAKE RD, CHATEAUGAY, NY 12920-4608
Document Number	0000001885
Instrument Date	Apr 15, 2021
Instrument	2021-1885
Transaction Type	Transfer
Record Updated	Apr 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5711 STATE ROUTE 374, CHATEAUGAY, NY 12920
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001886
Date	Apr 16, 2021
Instrument	2021-1886

Lender

Name	UFIRST FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.38%
Type Change Date	May 01, 2031
Max Rate At Change	3%
Index	Other
Margin	3

Tax Assessment & Valuation

Source: Franklin County and Bellmont Town records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Franklin County
County Subdivision	Bellmont Town
Unified School District	Chateaugay Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,274.00 (+130.08%)	$139,200 (-) Land $96,000 Building $43,200	$206,222 (+18.52%) Land $142,222 Building $64,000
2023		$139,200 (-) Land $96,000 Building $43,200	$174,000 (+10.63%) Land $120,000 Building $54,000
2022		$139,200 Land $96,000 Building $43,200	$157,288 Land $108,474 Building $48,814
2021	$1,423.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Atlas Connectivity Fiber	1,000 / 1,000

Based on FCC filings for 35 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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