Franklin County and Bellmont Town property record for 438 Lake Rd, Chateaugay, NY 12920 · Last verified May 2026
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1 ba · 680 sqft · built 1945 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,570 (2025) |
| APN | 1-066-12.00 |
| Primary APN | 1-066-12.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 680 sqft Living Area |
| 1st Floor Area | 680 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Cottage |
| Exterior Material | Wood |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Width | 67 ft Width |
| View / Lot | Waterfront / Beach |
| Porch | Slab |
| Porch Area | 484 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 1-066-12.00 |
|---|---|
| Street Address | 438 LAKE RD |
| City | CHATEAUGAY |
| State | NY |
| Zip | 12920 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | DOUGLAS LAKE KANOWSKI HIGHWAY |
| Legal Block | 2 |
| Legal Lot Number | 2.000 |
| Jurisdiction | FRANKLIN NY |
| Township / Civil Division | BELLMONT |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 950601 |
Source: Franklin County and Bellmont Town records · APN 1-066-12.00
Assessment roll updated April 28, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 5, MASSENA, NY 13662-0005 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
Source: Franklin County and Bellmont Town records · Assessment roll updated April 28, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Franklin County |
| County Subdivision | Bellmont Town |
| Unified School District | Chateaugay Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,570.00 (+130.08%) | $109,300 (-) Land $88,900 Building $20,400 | $161,926 (+18.52%) Land $131,704 Building $30,222 |
| 2023 | $109,300 (-) Land $88,900 Building $20,400 | $136,625 (+10.62%) Land $111,125 Building $25,500 | |
| 2022 | $109,300 Land $88,900 Building $20,400 | $123,503 Land $100,452 Building $23,051 | |
| 2021 | $1,117.00 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360339506011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 35 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Atlas Connectivity | Fiber | 1,000 / 1,000 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
4G LTE (outdoors only), no 5G reported
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