San Luis Obispo County property record for 440 Kerwin St, Cambria, CA 93428 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1990 |
| Square Footage | 2,012 sqft Living Area |
| Lot Size | 4,200 sqft (0.096 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $949,000 (2020) |
| Tax Bill | $11,177.00 (2025) |
| Primary APN | 023-121-015 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 2,012 sqft Living Area |
| Stories | 3 Stories |
| Year Built | Built 1990 |
|---|---|
| Construction Type | Wood Construction |
| Lot Area | 4,200 sqft (0.096 acres) |
| Parking Spaces | 2 Parking Spaces |
| Topography | Above Road/Slope Topography |
| Heating System | Forced Air Heating |
|---|---|
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 440 KERWIN ST |
|---|---|
| City | CAMBRIA |
| State | CA |
| Zip | 93428-4491 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CAM PINES TR 8 BL 233 LTS 24 & 25 |
| Legal Subdivision | CAM PINES 08 |
| Legal Tract | 8 |
| Legal Block | 233 |
| Legal Lot Number | 24,25 25 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Minor Civil Division | NORTH COAST |
| Census Blockgroup | 1 |
| Census Block | 1055 |
| Census Tract | 10403 |
Source: San Luis Obispo County records · APN 023-121-015
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 440 KERWIN ST, CAMBRIA, CA 93428-4491 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 18, 2020 | Grant Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD |
| Nov 30, 2017 | Quit Claim Deed, Transfer GODEEDS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 18, 2020 · Amount on Record |
| Deed Sale | Dec 18, 2020 · Amount on Record |
| Prior Sale | Nov 30, 2017 |
| Deed Doc Number | 2020075352 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Dec 18, 2020 |
| Property Address | 440 KERWIN ST, CAMBRIA, CA 93428-4491 |
| Document Number | 0000075352 |
| Map Reference | MB 5 PG 21 |
| Instrument Date | Nov 10, 2020 |
| Instrument | 2020075352 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1015 3RD ST, SANTA MONICA, CA 90403-3716 |
| Document Number | 0000075353 |
|---|---|
| Date | Dec 18, 2020 |
| Instrument | 2020075353 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Nov 30, 2017 |
| Property Address | 440 KERWIN ST, CAMBRIA, CA 93428-4491 |
| Document Number | 0000054946 |
| Instrument Date | Nov 15, 2017 |
| Instrument | 54946 |
| Transaction Type | Transfer |
| Record Updated | Dec 08, 2017 |
| Title Company | GODEEDS INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 338 11TH AVE #1 SAN FRANCISCO CA 941182107, 1, SAN FRANCISCO, CA 94118-2107 |
Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Coast Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $11,177.00 (+4.04%) | $1,027,226 (+4.04%) Land $541,216 Building $486,010 |
| 2023 | $10,743.00 (+1.98%) | $987,339 Land $520,200 Building $467,139 |
| 2022 | $10,534.00 |
Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 32% of the US · above 19% of California |
|---|---|
| Wildfire Likelihood | About 1 in 3,571 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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