1. Home
  2. California
  3. San Luis Obispo County
  4. Cambria
  5. Kerwin St

373 Kerwin St, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 373 Kerwin St, Cambria, CA 93428

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,814 sqft · built 1993
Lot Size0.161 acres (7,000 sqft)
OwnerCompany Name on Record
Last Sale$695,000 (Jan 2013)
Tax Bill$10,655 (2025)
Deeds & MortgagesOct 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN023-088-049

Property Details

APN / Parcel Number

Primary APN023-088-049
Alternative APN
  • 023088041

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,814 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Construction TypeWood
Lot Area7,000 sqft (0.161 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Old Parcel Number023088041
Street Address373 KERWIN ST
CityCAMBRIA
StateCA
Zip93428-4462
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionCAM PINES M U 7 BL 163 LTS 36 37 38 & 39
Legal SubdivisionCAMBRIA PINES MANOR
Legal Block163
Legal Lot Number36
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1050
Census Tract10403

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address373 KERWIN ST, CAMBRIA, CA 93428-4462
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 24, 2013 · Amount on Record
Deed SaleJan 24, 2013 · Amount on Record
Prior SaleMay 25, 2004 · Amount on Record
Deed Document Number20134487
Prior Transfer DateFeb 24, 2012
Prior Transfer Doc0000011335
Record UpdatedOct 29, 2026

October 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN LUIS OBISPO CA
Property Address373 KERWIN ST, CAMBRIA, CA 93428-4462
Document Number0000066270
Instrument DateOct 29, 2020
Transaction TypeMortgage
Record UpdatedNov 24, 2020
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address373 KERWIN ST CAMBRIA CA 934284462, CAMBRIA, CA 93428-4462

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictCoast Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$997,246 (+2%) Land $550,943 Building $446,303
2025$10,655.00 (+4.04%)$977,693 (+4.04%) Land $540,141 Building $437,552
2023$10,241.00 (+9.21%)$939,729 Land $519,167 Building $420,562
2022$9,377.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims8 (1983–2023)
Claims Outside the SFHA6 of 8
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAMBRIA COMM SERVICES DIST
serves 6,038 people · EPA ID CA4010014
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jul 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

May also be available: Astound Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Kerwin St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures