San Luis Obispo County property record for 431 Kerwin St, Cambria, CA 93428 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,022 sqft · built 1960 |
| Lot Size | 0.092 acres (4,000 sqft) |
| Owner | Company Name on File |
| Last Sale | $805,000 (Jul 2007) |
| Tax Bill | $9,762 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 023-091-033 |
| Primary APN | 023-091-033 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,022 sqft Living Area |
| 1st Floor Area | 1,022 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Wood |
| Lot Area | 4,000 sqft (0.092 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 431 KERWIN ST |
|---|---|
| City | CAMBRIA |
| State | CA |
| Zip | 93428-4492 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CAM PINES M U 7 BL 175 LTS 19 & 20 |
| Legal Subdivision | CAMBRIA PINES MANOR 07 |
| Legal Block | 175 |
| Legal Lot Number | 19,20 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 10403 |
Source: San Luis Obispo County records · APN 023-091-033
Assessment roll updated August 6, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 431 KERWIN ST, CAMBRIA, CA 93428-4492 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 24, 2007 · Amount on Record |
| Deed Sale | Jul 24, 2007 · Amount on Record |
| Prior Sale | Mar 07, 2003 · Amount on Record |
| Deed Document Number | 200750082 |
| Prior Transfer Date | Nov 01, 2001 |
| Prior Transfer Doc | 0000085211 |
| Record Updated | Jun 08, 2026 |
Source: San Luis Obispo County records · Assessment roll updated August 6, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Coast Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $9,762.00 (+0.34%) Homeowner's exemption | $900,000 (-) Land $730,000 Building $170,000 |
| 2024 | $9,729.00 (-0.19%) | |
| 2023 | $9,748.00 (+0.06%) Homeowner's exemption | $900,000 Land $730,000 Building $170,000 |
| 2022 | $9,742.00 |
Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790104031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 12 individual NFIP policies nearby |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 8 (1983–2023) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Jan 2023, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims By Storm |
|
| Wildfire Risk | Low above 32% of the US · above 19% of California |
|---|---|
| Wildfire Likelihood | About 1 in 3,571 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 382 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
May also be available at this address: Radiate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.
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