Beaufort County property record for 440 John Smith Ln, Bluffton, SC 29910
| Property Type | Rural Home |
|---|---|
| Details | 1,761 sqft · built 1996 |
| Lot Size | 88.8 acres (3,870,742 sqft) |
| Owner | 2 Owner Names on Record |
| Tax Bill | $1,984 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R60002200000130000 |
| Primary APN | R60002200000130000 |
|---|---|
| Alternative APN |
|
| Total Rooms | 5 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 1,761 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 3,870,742 sqft (88.8 acres) |
| Garage Type | Attached |
| Garage Area | 539 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 00495388 |
|---|---|
| Old Parcel Number | R60002200000130000 |
| Street Address | 440 JOHN SMITH LN |
| City | BLUFFTON |
| State | SC |
| Zip | 29910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | 9999 |
| Legal Description | RESIDENCE SUBJ TO ROLL BACK TAX LIEN TIMBERLAND SPLIT 6/99 2.33 AC 22/141 SPLIT |
| Legal Subdivision | U.S. 278 BLUFFTON E (RURAL) |
| Legal Lot Number | A |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 1 |
| Census Block | 1062 |
| Census Tract | 2105 |
Source: Beaufort County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 430 JOHN SMITH LN, BLUFFTON, SC 29910-5105 |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 24, 2007 |
| Transfer Doc | 0000055845 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Jun 8, 2026 |
| Property Address | 440 JOHN SMITH LN, BLUFFTON, SC 29910 |
| Document Number | 0000025136 |
| Book / Page | 4546 / 709 |
| Instrument Date | May 22, 2026 |
| Instrument | 202625136 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Trust, 212 |
| Address | 3 HASELL POINTE RD, OKATIE, SC 29909-3827 |
| Document Number | 0000025136, |
|---|---|
| Date | Jun 8, 2026 |
| Book Page | 4546/709 |
| Instrument | 202625136 |
| Name | CAPITOL CITY HOME LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jun 1, 2057 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,984.00 (-65.27%) | $15,000 (-32.31%) | |
| 2024 | $5,712.00 (+188.05%) | $22,160 (+47.73%) | $2,561,000 (-) Land $2,214,700 Building $346,300 |
| 2023 | $1,983.00 (+8.36%) | $15,000 (+14.16%) | $2,561,000 (-8.32%) Land $2,214,700 Building $346,300 |
| 2022 | $1,830.00 | $13,140 | $2,793,400 Land $2,657,600 Building $135,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 244 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 244 in force |
| Nearby Flood Claims | 2 (2016–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 78% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber · Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Spectrum, T-Mobile, Verizon.
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