427 John Smith Ln, Bluffton, SC 29910 Property Records

Beaufort County property record for 427 John Smith Ln, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,132 sqft · built 2019
Lot Size	2.32 acres (101,495 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,325 (2025)
Deeds & Mortgages	Apr 2019 Line of Credit Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R60002200001410000`

Property Details

APN / Parcel Number

Primary APN	`R60002200001410000`
Alternative APN	`08459269`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,132 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	101,495 sqft (2.32 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	08459269
Old Parcel Number	R60002200001410000
Street Address	427 JOHN SMITH LN
City	BLUFFTON
State	SC
Zip	29910-5105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6306
Legal Description	PARCEL D PB65 P19PB69 PG57 PB84 PG82 EASEMENT PB151 PG140
Legal Subdivision	U.S. 278 BLUFFTON E (RURAL)
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	1
Census Block	1062
Census Tract	2105

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	427 JOHN SMITH LN, BLUFFTON, SC 29910-5105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2019	Correction Deed, Construction Loan · Line of Credit SOUTH ST BK
Sep 6, 2018	Deed of Trust, Mortgage SOUTH ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2005
Deed Sale	Apr 5, 2005
Deed Document Number	2005025204
Deed Book / Page	2125 / 0471
Record Updated	Jun 8, 2026

April 2019: Correction Deed, Construction Loan

Document Type	Correction Deed
Jurisdiction	BEAUFORT SC
Recording Date	Apr 15, 2019
Property Address	427 JOHN SMITH LN, BLUFFTON, SC 29910-5105
Book / Page	003751 / 002521
Instrument Date	Sep 6, 2018
Instrument	18314
Transaction Type	Construction Loan
Record Updated	Apr 30, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 JOHN SMITH LN BLUFFTON SC 299105105, BLUFFTON, SC 29910-5105

Mortgage

Document Number	0000018314
Date	Apr 15, 2019
Book Page	003751/002521
Instrument	18314

Lender

Name	SOUTH ST BK
Type	Bank
Address	N CHARLESTON, SC 29406

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 14, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	427 JOHN SMITH LN, BLUFFTON, SC 29910-5105
Document Number	0000015268
Instrument Date	Sep 6, 2018
Transaction Type	Mortgage
Record Updated	Apr 9, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 JOHN SMITH LN BLUFFTON SC 299105105, BLUFFTON, SC 29910-5105

Mortgage

Document Number	0000015268
Date	Mar 28, 2019
Book Page	003747/001191
Instrument	15268

Lender

Name	SOUTH ST BK
Type	Bank
Address	N CHARLESTON, SC 29406

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,325.00 (-0.04%)	$17,950 (-56.6%)
2024	$2,326.00	$41,356 (-) Land $5,440 Building $35,916	$1,033,900 (-) Land $136,000 Building $897,900
2023	$2,326.00 (+8.64%)	$41,356 (+105.92%) Land $5,440 Building $35,916	$1,033,900 (+105.92%) Land $136,000 Building $897,900
2022	$2,141.00 Homeowner's exemption	$20,084 Land $6,528 Building $13,556	$502,100 Land $163,200 Building $338,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 244 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	244 in force
Nearby Flood Claims	2 (2016–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber · Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Spectrum, T-Mobile, Verizon.

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