440 Island View Cir, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 440 Island View Cir, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 975 sqft · built 1997
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Aug 2021)
Tax Bill	$2,875 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`074531-0920`

Property Details

APN / Parcel Number

Primary APN	`074531-0920`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	975 sqft Living Area
Gross Area	1,447 sqft
1st Floor Area	975 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2005
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Finished Screened Porch
Porch Area	46 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	440 ISLAND VIEW CIR
City	SAINT AUGUSTINE
State	FL
Zip	32095-9630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	28/110-116 EAGLE CREEK OF ST AUGUSTINE LOT 92 OR5350/1081
Legal Range	29E
Legal Township	06S
Legal Section	50
Legal Subdivision	EAGLE CREEK OF ST AUGUSTINE
Legal Block	2
Legal Lot Number	92
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2003
Census Tract	20606

Owner

440 Island View Cir is owned and occupied by an individual who bought it in August 2021.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	440 ISLAND VIEW CIR, SAINT AUGUSTINE, FL 32095-9630
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2021 · Amount on File
Deed Sale	Aug 24, 2021 · Amount on File
Prior Sale	Sep 11, 2015 · Amount on File
Deed Document Number	202193106
Deed Book / Page	5350 / 1081
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 24, 2021
Property Address	440 ISLAND VIEW CIR, SAINT AUGUSTINE, FL 32095-9630
Document Number	0053501081
Book / Page	5350 / 1081
Map Reference	MB 28 PG 110-116
Instrument Date	Aug 16, 2021
Instrument	2021093106
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	WATSON TITLE SERVICES/N FL INC, WATSON TTL SVCS OF NORTH FL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3720 S FERGUSON AVE, 3720, SPRINGFIELD, MO 65807-4474

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 ISLAND VIEW CIR, SAINT AUGUSTINE, FL 32095-9630

Mortgage

Document Number	53501083
Date	Aug 24, 2021
Instrument	5350/1083

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 440 Island View Cir was $2,875 with a homeowner's exemption, up 8.8% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$220,570 (-2.7%) Land $65,000 Building $155,570	$220,570 (-2.7%) Land $65,000 Building $155,570
2025	$2,875.00 (+8.78%) Homeowner's exemption	$226,685	$226,685 Land $60,000 Building $166,685
2024	$2,643.00 (+2.13%)
2023	$2,588.00 (+3.23%) Homeowner's exemption	$222,484 (+3%)	$228,892 (+5.97%) Land $70,000 Building $158,892
2022	$2,507.00 Homeowner's exemption	$216,004	$216,004 Land $61,600 Building $154,404

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 440 Island View Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 252 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	350 units insured incl. 98 condo units
Nearby Flood Claims	17 (2012–2024)
Claims Outside the SFHA	1 of 17
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 4 claims Hurricane Matthew, Oct 2016 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 440 Island View Cir is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-EAGLE CREEK WS serves 655 people · EPA ID FL2554353
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20