425 Island View Cir, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 425 Island View Cir, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,423 sqft · built 1998
Lot Size	0.11 acres (4,791 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,569 (2025)
Deeds & Mortgages	Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`074531-1310`

Property Details

APN / Parcel Number

Primary APN	`074531-1310`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,423 sqft Living Area
Gross Area	1,983 sqft
1st Floor Area	1,423 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,791 sqft (0.11 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Finished Screened Porch
Porch Area	386 sqft
Patio Area	378 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	425 ISLAND VIEW CIR
City	SAINT AUGUSTINE
State	FL
Zip	32095-8047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	28/110-116 EAGLE CREEK OF ST AUGUSTINE LOT 131 OR1343/1492
Legal Range	29E
Legal Township	06S
Legal Section	50
Legal Subdivision	EAGLE CREEK OF ST AUGUSTINE
Legal Block	2
Legal Lot Number	131
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2006
Census Tract	20606

Owner

425 Island View Cir is owned and occupied by two individuals.

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	425 ISLAND VIEW CIR, SAINT AUGUSTINE, FL 32095-8047
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	425 ISLAND VIEW CIR, SAINT AUGUSTINE, FL 32095-8047
Document Number	0048831518
Instrument Date	Feb 7, 2020
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	425 ISLAND VIEW CIR ST AUGUSTINE FL 320958047, ST AUGUSTINE, FL 32095-8047

Mortgage

Document Number	0048831518
Date	Feb 17, 2020
Book Page	004883/001518
Instrument	12104

Lender

Name	COMMUNITY FIRST CU/FL
Type	Credit Union
Address	JACKSONVILLE, FL 32204

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Feb 16, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 425 Island View Cir was $1,569 with a homeowner's exemption, up 16.3% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,661 (+2.7%)	$253,687 (-3.55%) Land $65,000 Building $188,687
2025	$1,569.00 (+16.31%) Homeowner's exemption	$130,147 (+2.9%)	$263,030 (-4.08%) Land $60,000 Building $203,030
2024	$1,349.00 (+2.43%) Homeowner's exemption	$126,479 (+3%)	$274,215 (+3.1%) Land $74,000 Building $200,215
2023	$1,317.00 (+4.28%) Homeowner's exemption	$122,795 (+3%)	$265,961 (+4.92%) Land $70,000 Building $195,961
2022	$1,263.00 Homeowner's exemption	$119,218	$253,482 Land $61,600 Building $191,882

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 425 Island View Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 252 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	350 units insured incl. 98 condo units
Nearby Flood Claims	17 (2012–2024)
Claims Outside the SFHA	1 of 17
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 4 claims Hurricane Matthew, Oct 2016 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 425 Island View Cir is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-EAGLE CREEK WS serves 655 people · EPA ID FL2554353
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20