448 Island View Cir, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 448 Island View Cir, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,002 sqft · built 1998
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$176,500 (Dec 2019)
Tax Bill	$2,074 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`074531-0940`

Property Details

APN / Parcel Number

Primary APN	`074531-0940`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,002 sqft Living Area
Gross Area	1,506 sqft
1st Floor Area	1,002 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2004
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	50 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	448 ISLAND VIEW CIR
City	SAINT AUGUSTINE
State	FL
Zip	32095-9631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	28/110-116 EAGLE CREEK OF ST AUGUSTINE LOT 94 OR4841/863
Legal Range	29E
Legal Township	06S
Legal Section	50
Legal Subdivision	EAGLE CREEK OF ST AUGUSTINE
Legal Block	2
Legal Lot Number	94
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2003
Census Tract	20606

Owner

448 Island View Cir is owned and occupied by an individual who bought it in December 2019.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	Individual Name on File
Mailing Address	448 ISLAND VIEW CIR, SAINT AUGUSTINE, FL 32095-9631
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2019 · Amount on File
Deed Sale	Dec 3, 2019 · Amount on File
Prior Sale	Jul 31, 2012 · Amount on File
Deed Document Number	201989986
Deed Book / Page	4841 / 863
Record Updated	Oct 29, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 3, 2019
Property Address	448 ISLAND VIEW CIR, SAINT AUGUSTINE, FL 32095-9631
Document Number	0048410863
Book / Page	4841 / 0863
Map Reference	MB 28 PG 110-116
Instrument Date	Nov 18, 2019
Instrument	2019089986
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	GREYCROFTT TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,235.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	285 HARMONY LN, 285, SMITHVILLE, TN 37166-4400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 ISLAND VIEW CIR, SAINT AUGUSTINE, FL 32095-9631

Mortgage

Document Number	0004841869
Date	Dec 3, 2019
Instrument	4841/869

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 448 Island View Cir was $2,074 with a homeowner's exemption, up 14.8% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$171,983 (+2.7%)	$222,668 (-2.25%) Land $65,000 Building $157,668
2025	$2,074.00 (+14.84%) Homeowner's exemption	$167,462	$227,799 Land $60,000 Building $167,799
2024	$1,806.00 (+2.27%)
2023	$1,766.00 (+3.76%) Homeowner's exemption	$158,002 (+3%)	$233,648 (+6.54%) Land $70,000 Building $163,648
2022	$1,702.00 Homeowner's exemption	$153,400	$219,300 Land $61,600 Building $157,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 448 Island View Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 252 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	350 units insured incl. 98 condo units
Nearby Flood Claims	17 (2012–2024)
Claims Outside the SFHA	1 of 17
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 4 claims Hurricane Matthew, Oct 2016 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 448 Island View Cir is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-EAGLE CREEK WS serves 655 people · EPA ID FL2554353
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20