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440 Florida Ave, Lorain, OH 44052 Property Records

Lorain County property record for 440 Florida Ave, Lorain, OH 44052

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 842 sqft · built 1919
Lot Size0.07 acres (3,049 sqft)
OwnerIndividual Name on File
Last Sale$15,000 (Aug 2020)
Tax Bill$991 (2025)
Deeds & MortgagesAug 2020 Transfer
Aug 2018 Transfer
Flood ZoneZone X (minimal risk)
APN02-01-003-111-037

Property Details

APN / Parcel Number

Primary APN02-01-003-111-037

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area842 sqft Living Area
1st Floor Area468 sqft
Upper Floors Area374 sqft
Basement Area468 sqft

Exterior

Year BuiltBuilt 1919
Effective Year BuiltEffective 1923
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area3,049 sqft (0.07 acres)
Lot Dimensions130 ft deep x 25 ft wide
Garage TypeDetached
Garage Area240 sqft
PorchOpen Frame Porch
Porch Area112 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelGas

Location & Zoning

Street Address440 FLORIDA AVE
CityLORAIN
StateOH
Zip44052-2149
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFAIRHOME 25 X 129
Legal SubdivisionFAIRHOME
Legal Tract01
Legal Block111
Legal Lot Number546
JurisdictionLORAIN OH
Township / Civil DivisionLORAIN
Census Block Group1
Census Block1017
Census Tract22200

Owner

440 Florida Ave is owned by an individual who bought it in August 2020.

Source: Lorain County records, as of July 7, 2026

Owner of RecordIndividual Name on File
Mailing Address1657 WATERBURY RD, LAKEWOOD, OH 44107-4820
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Aug 15, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 26, 2020 · Amount on File
Deed SaleAug 26, 2020 · Amount on File
Deed Document Number2020775808
Prior Transfer DateAug 24, 2020
Prior Transfer Doc0000775808
Record UpdatedOct 29, 2026

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLORAIN OH
Recording DateAug 26, 2020
Property Address440 FLORIDA AVE, LORAIN, OH 44052-2149
Document Number0000775808
Instrument DateAug 24, 2020
Instrument775808
Transaction TypeTransfer
Record UpdatedSep 3, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1657 WATERBURY RD CLEVELAND OH 441074820, CLEVELAND, OH 44107-4820

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLORAIN OH
Recording DateAug 15, 2018
Property Address440 FLORIDA AVE, LORAIN, OH 44052-2149
Document Number0000683768
Instrument DateAug 10, 2018
Instrument683768
Transaction TypeTransfer
Record UpdatedAug 28, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6301 SQUIRREL NEST DR LORAIN OH 440534326, LORAIN, OH 44053-4326

Tax Assessment & Valuation

The 2025 property tax bill for 440 Florida Ave was $991.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$991.00$24,680 (+%) Land $2,470 Building $22,210$70,510 (-) Land $7,050 Building $63,460
2024$24,679 (+61.21%) Land $2,468 Building $22,211$70,510 (+61.2%) Land $7,050 Building $63,460
2023$808.00 (-4.04%)$15,309 (-0.01%) Land $2,443 Building $12,866$43,740 Land $6,980 Building $36,760
2022$842.00$15,310 Land $2,440 Building $12,870
2021$43,740 Land $6,980 Building $36,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 440 Florida Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 440 Florida Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLORAIN CITY PWS
serves 64,152 people · EPA ID OH4700711
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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