430 Florida Ave, Lorain, OH 44052 Property Records

Lorain County property record for 430 Florida Ave, Lorain, OH 44052

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 842 sqft · built 1900
Lot Size0.119 acres (5,227 sqft)
OwnerIndividual Name on File
Last Sale$87,500 (Sep 2025)
Tax Bill$1,249 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
May 2021 Sale
Flood ZoneZone X (minimal risk)
APN02-01-003-111-053

Property Details

APN / Parcel Number

Primary APN02-01-003-111-053

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area842 sqft Living Area
1st Floor Area592 sqft
2nd Floor Area250 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1923
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area5,227 sqft (0.119 acres)
Lot Dimensions138 ft deep x 40 ft wide
Garage TypeDetached
Garage Area308 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area192 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address430 FLORIDA AVE
CityLORAIN
StateOH
Zip44052-2149
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFAIRHOME 40 X 138
Legal SubdivisionC A STURTEVANTS FAIRHOME ALLOTMENT
Legal Tract1
Legal Block111
Legal Lot Number541&2
JurisdictionLORAIN OH
Township / Civil DivisionLORAIN
Census Block Group1
Census Block1017
Census Tract22200

Owner

Source: Lorain County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address20150 DRIFTWOOD CT, STRONGSVILLE, OH 44149-5901
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2025Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
May 13, 2021Fiduciary Deed, Transfer
NOT AVAILABLE, MULTIPLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 24, 2025 · Amount on Record
Deed SaleSep 24, 2025 · Amount on Record
Prior SaleMay 13, 2021 · Amount on Record
Deed Document Number2025-0068939
Record UpdatedJun 8, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateSep 24, 2025
Property Address430 FLORIDA AVE, LORAIN, OH 44052-2149
Document Number0000068939
Map ReferenceVOL 4 PG 13
Instrument DateSep 22, 2025
Instrument2025-0068939
Transaction TypeTransfer
Record UpdatedOct 3, 2025
Title CompanyTITLECO TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20150 DRIFTWOOD CT, STRONGSVILLE, OH 44149-5901

Mortgage

Document Number0000068940
DateSep 24, 2025
Instrument2025-0068940
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

May 2021: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionLORAIN OH
Recording DateMay 13, 2021
Property Address430 FLORIDA AVE, LORAIN, OH 44052-2149
Document Number20210817732
Map ReferenceVOL 4 PG 13
Instrument DateMay 13, 2021
Instrument2021-0817732
Transaction TypeTransfer
Record UpdatedMay 25, 2021
Title CompanyNOT AVAILABLE, MULTIPLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28011 CLEMENS RD, WESTLAKE, OH 44145-1139

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,249.00 (-4.95%)$31,100 (%) Land $4,070 Building $27,030$88,860 (-) Land $11,640 Building $77,220
2024$1,314.00 (+38.61%)$31,101 (+90.43%) Land $4,074 Building $27,027$88,860 (+90.44%) Land $11,640 Building $77,220
2023$948.00 (-91.06%)$16,332 (-0.05%) Land $4,036 Building $12,296$46,660 (-) Land $11,530 Building $35,130
2022$10,608.00$16,340 Land $4,040 Building $12,300
2021$46,660 Land $11,530 Building $35,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLORAIN CITY PWS
serves 64,152 people · EPA ID OH4700711
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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