Lorain County property record for 436 Florida Ave, Lorain, OH 44052
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,418 sqft · built 1900 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $534 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Dec 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-01-003-111-036 |
| Primary APN | 02-01-003-111-036 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,418 sqft Living Area |
| 1st Floor Area | 746 sqft |
| Basement Area | 672 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1923 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 133 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 308 sqft |
| Porch | Open Frame Porch |
| Porch Area | 192 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Gas |
| Street Address | 436 FLORIDA AVE |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44052-2149 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FAIRHOME FRNT 0040.00 DPTH 0133.79 |
| Legal Subdivision | FAIRHOME |
| Legal Tract | 01 |
| Legal Block | 111 |
| Legal Lot Number | 544-5 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 22200 |
Source: Lorain County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 436 FLORIDA AVE, LORAIN, OH 44052-2149 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 29, 2024 | Deed of Trust, Mortgage · Line of Credit CITY OF LORIAN |
| Dec 22, 2021 | Transfer on Death Deed, Transfer |
| Jul 19, 2019 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 21, 2021 |
| Transfer Doc | 0000855503 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 436 FLORIDA AVE, LORAIN, OH 44052-2149 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000005379 |
|---|---|
| Date | Feb 29, 2024 |
| Instrument | 2024-0005379 |
| Name | CITY OF LORIAN |
|---|---|
| Type | Government Agency |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Dec 22, 2021 |
| Property Address | 436 FLORIDA AVE, LORAIN, OH 44052-2149 |
| Document Number | 0000855503 |
| Map Reference | VOL 4 PG 13&14 |
| Instrument Date | Dec 21, 2021 |
| Instrument | 2021-0855503 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 436 FLORIDA AVE, LORAIN, OH 44052-2149 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 436 FLORIDA AVE, LORAIN, OH 44052-2149 |
| Document Number | 0000725456 |
| Instrument Date | Jul 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 436 FLORIDA AVE LORAIN OH 440522149, LORAIN, OH 44052-2149 |
| Document Number | 0000725456 |
|---|---|
| Date | Aug 9, 2019 |
| Instrument | 725456 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 8, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $534.00 (-45.4%) Homeowner's exemption | $34,800 (+4.34%) Land $3,990 Building $30,810 | $99,420 (+4.33%) Land $11,400 Building $88,020 |
| 2024 | $33,352 (+75.65%) Land $3,990 Building $29,362 | $95,290 (+75.65%) Land $11,400 Building $83,890 | |
| 2023 | $978.00 (+0.93%) | $18,988 (-0.01%) Land $3,952 Building $15,036 | $54,250 (-) Land $11,290 Building $42,960 |
| 2022 | $969.00 | $18,990 Land $3,950 Building $15,040 | |
| 2021 | $54,250 Land $11,290 Building $42,960 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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