Union County and Westfield Town property record for 440 Everson Pl, Westfield, NJ 07090
| Property Type | Single Family Home |
|---|---|
| Details | 2,151 sqft · built 1920 |
| Lot Size | 0.156 acres (6,808 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,055,000 (Dec 2021) |
| Tax Bill | $20,976 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-04202-0000-00011 |
| Primary APN | 20-04202-0000-00011 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,151 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Lot Area | 6,808 sqft (0.156 acres) |
| Lot Dimensions | 148 ft deep x 46 ft wide |
| Old Parcel Number | 2000625000000019 |
|---|---|
| Street Address | 440 EVERSON PL |
| City | WESTFIELD |
| State | NJ |
| Zip | 07090-3230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | PEARSALL CO |
| Legal Block | 4202 |
| Legal Lot Number | 11 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 36700 |
Source: Union County and Westfield Town assessment roll, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 440 EVERSON PL, WESTFIELD, NJ 07090-3230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 20, 2021 | Deed, Subdivision Related Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Feb 25, 2021 | Deed, Transfer · Stand-Alone First Mortgage 75 FLEET STREET LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 20, 2021 · Amount on Record |
| Deed Sale | Dec 20, 2021 · Amount on Record |
| Prior Sale | Feb 25, 2021 · Amount on Record |
| Deed Document Number | 202112894 |
| Deed Book / Page | 6443 / 2752 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Dec 20, 2021 |
| Property Address | 440 EVERSON PL, WESTFIELD, NJ 07090-3230 |
| Document Number | 0064432752 |
| Book / Page | 6443 / 2752 |
| Instrument Date | Dec 1, 2021 |
| Instrument | 12894 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $20,790.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 118 CLIFTON ST, WESTFIELD, NJ 07090-1652 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 440 EVERSON PL, WESTFIELD, NJ 07090-3230 |
| Document Number | 0000027557 |
|---|---|
| Date | Dec 20, 2021 |
| Instrument | 27557 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Feb 25, 2021 |
| Property Address | 440 EVERSON PL, WESTFIELD, NJ 07090-3230 |
| Document Number | 0064030013 |
| Book / Page | 6403 / 13 |
| Instrument Date | Jan 13, 2021 |
| Instrument | 2006 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2022 |
| Title Company | NOT AVAILABLE, COUNSELLORS TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,407.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 199 ELMHURST AVE, 199, ISELIN, NJ 08830-2009 |
| Name | Verified Name |
|---|---|
| Address | 118 CLIFTON ST, WESTFIELD, NJ 07090-1652 |
| Document Number | 0000005186 |
|---|---|
| Date | Feb 25, 2021 |
| Instrument | 5186 |
| Name | 75 FLEET STREET LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Jan 15, 2022 |
| Rate | 8.5% |
|---|
Source: Union County and Westfield Town assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Westfield Town |
| Unified School District | Westfield Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $915,200 (-) Land $442,400 Building $472,800 | $915,200 (-) Land $442,400 Building $472,800 | |
| 2025 | $20,976.00 (+1.78%) | $915,200 (-) Land $442,400 Building $472,800 | $915,200 (-) Land $442,400 Building $472,800 |
| 2024 | $20,610.00 (+4.26%) | ||
| 2023 | $915,200 Land $442,400 Building $472,800 | $915,200 Land $442,400 Building $472,800 | |
| 2022 | $19,768.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 4 (1999–2025) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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