Union County and Westfield Town property record for 430 Everson Pl, Westfield, NJ 07090
| Property Type | Single Family Home |
|---|---|
| Details | 2,525 sqft · built 1924 |
| Lot Size | 0.161 acres (7,009 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,400,430 (Jun 2026) |
| Tax Bill | $19,083 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-04202-0000-00008 |
| Primary APN | 20-04202-0000-00008 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,525 sqft Living Area |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Colonial |
| Lot Area | 7,009 sqft (0.161 acres) |
| Lot Dimensions | 143 ft deep x 49 ft wide |
| Garage Type | Detached |
| Old Parcel Number | 2000625000000016 |
|---|---|
| Street Address | 430 EVERSON PL |
| City | WESTFIELD |
| State | NJ |
| Zip | 07090-3230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 4202 |
| Legal Lot Number | 8 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 36700 |
Source: Union County and Westfield Town assessment roll, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 430 EVERSON PL, WESTFIELD, NJ 07090-3230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 12, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK N A |
| Oct 21, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 12, 2026 · Amount on Record |
| Deed Sale | Jun 12, 2026 · Amount on Record |
| Prior Sale | Oct 21, 2022 · Amount on Record |
| Deed Document Number | 202655520 |
| Deed Book / Page | 6621 / 2895 |
| Prior Transfer Date | Apr 25, 1997 |
| Prior Transfer Doc | 0000039136 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jun 12, 2026 |
| Property Address | 430 EVERSON PL, WESTFIELD, NJ 07090-3230 |
| Document Number | 0000055520 |
| Book / Page | 6621 / 2895 |
| Instrument Date | Jun 4, 2026 |
| Instrument | 202655520 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2026 |
| Title Company | REALSAFE TITLE LLC, REALSAFE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $141,443.43 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 430 EVERSON PL, WESTFIELD, NJ 07090-3230 |
| Document Number | 0000093544, |
|---|---|
| Date | Jun 12, 2026 |
| Book Page | 15815/2279 |
| Instrument | 202693544 |
| Name | JPMORGAN CHASE BANK N A |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Oct 21, 2022 |
| Property Address | 430 EVERSON PL, WESTFIELD, NJ 07090-3230 |
| Document Number | 0064860374 |
| Book / Page | 6486 / 374 |
| Instrument Date | Oct 13, 2022 |
| Instrument | 23603 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2022 |
| Title Company | MAJESTIC TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $23,641.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 85 WOODLAND AVE, 85, SUMMIT, NJ 07901-2112 |
| Name | Verified Name |
|---|---|
| Address | 430 EVERSON PL, WESTFIELD, NJ 07090-3230 |
| Document Number | 0000044568 |
|---|---|
| Date | Oct 21, 2022 |
| Instrument | 44568 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Nov 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.87% |
| Index | Other |
| Max Rate | 9.87% |
Source: Union County and Westfield Town assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Westfield Town |
| Unified School District | Westfield Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $832,600 (-) Land $443,200 Building $389,400 | $832,600 (-) Land $443,200 Building $389,400 | |
| 2025 | $19,083.00 (+1.78%) | $832,600 (-) Land $443,200 Building $389,400 | $832,600 (-) Land $443,200 Building $389,400 |
| 2024 | $18,750.00 (+4.26%) | ||
| 2023 | $832,600 Land $443,200 Building $389,400 | $832,600 Land $443,200 Building $389,400 | |
| 2022 | $17,984.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 4 (1999–2025) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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