Union County and Westfield Town property record for 431 Everson Pl, Westfield, NJ 07090
| Property Type | Single Family Home |
|---|---|
| Details | 2,233 sqft · built 1930 |
| Lot Size | 0.203 acres (8,821 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $555,000 (Sep 2008) |
| Tax Bill | $15,677 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Jul 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-04203-0000-00016 |
| Primary APN | 20-04203-0000-00016 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,233 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Lot Area | 8,821 sqft (0.203 acres) |
| Lot Dimensions | 147 ft deep x 60 ft wide |
| Garage Type | Detached |
| Old Parcel Number | 2000626000000005 |
|---|---|
| Street Address | 431 EVERSON PL |
| City | WESTFIELD |
| State | NJ |
| Zip | 07090-3229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | WESTFIELD |
| Legal Block | 4203 |
| Legal Lot Number | 16 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 36700 |
Source: Union County and Westfield Town assessment roll, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 431 EVERSON PL, WESTFIELD, NJ 07090-3229 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Jul 8, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SPENCER SVGS BK |
| Jul 8, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SPENCER SVGS BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 23, 2008 · Amount on Record |
| Deed Sale | Sep 23, 2008 · Amount on Record |
| Prior Sale | Jul 10, 2002 · Amount on Record |
| Deed Document Number | 2008199144 |
| Deed Book / Page | 5733 / 223 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 431 EVERSON PL, WESTFIELD, NJ 07090-3229 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0147580339 |
|---|---|
| Date | Sep 3, 2020 |
| Book Page | 14758/339 |
| Instrument | 698030 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 431 EVERSON PL, WESTFIELD, NJ 07090-3229 |
| Document Number | 0043030882 |
| Book / Page | 004303 / 000882 |
| Instrument Date | Jul 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 431 EVERSON PL WESTFIELD NJ 070903229, WESTFIELD, NJ 07090-3229 |
| Document Number | 0043030882 |
|---|---|
| Date | Jul 20, 2017 |
| Book Page | 004303/000882 |
| Instrument | 643409 |
| Name | SPENCER SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | ELMWOOD PARK, NJ 07407 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 19, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 431 EVERSON PL, WESTFIELD, NJ 07090-3229 |
| Document Number | 0143030882 |
| Book / Page | 014303 / 000882 |
| Instrument Date | Jul 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 431 EVERSON PL WESTFIELD NJ 070903229, WESTFIELD, NJ 07090-3229 |
| Document Number | 0143030882 |
|---|---|
| Date | Jul 20, 2017 |
| Book Page | 014303/000882 |
| Instrument | 643409 |
| Name | SPENCER SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | ELMWOOD PARK, NJ 07407 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 19, 2027 |
Source: Union County and Westfield Town assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Westfield Town |
| Unified School District | Westfield Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $684,000 (-) Land $501,200 Building $182,800 | $684,000 (-) Land $501,200 Building $182,800 | |
| 2025 | $15,677.00 (+1.78%) | $684,000 (-) Land $501,200 Building $182,800 | $684,000 (-) Land $501,200 Building $182,800 |
| 2024 | $15,403.00 (+4.26%) | ||
| 2023 | $684,000 Land $501,200 Building $182,800 | $684,000 Land $501,200 Building $182,800 | |
| 2022 | $14,774.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 4 (1999–2025) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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