Berrien County property record for 440 E Trillium Cir, Saint Joseph, MI 49085
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,760 sqft · built 1999 |
| Lot Size | 0.3 acres (13,104 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (Sep 2020) |
| Tax Bill | $4,737 (2025) |
| Deeds & Mortgages | Feb 2023 Transfer Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-5802-0024-00-7 |
| Primary APN | 18-5802-0024-00-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,760 sqft Living Area |
| 1st Floor Area | 872 sqft |
| Basement Area | 872 sqft |
| Unfinished Basement | 872 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 13,104 sqft (0.3 acres) |
| Lot Width | 73 ft Width |
| Garage Area | 489 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 440 E TRILLIUM CIR |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-8508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 - TWO F |
| Legal Description | LOT 24 PARK PLACE NO 3 |
| Legal Subdivision | PARK PLACE SUB |
| Legal Lot Number | 24 |
| Legal Unit | 24 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 1100 |
440 E Trillium Cir is owned and occupied by an individual who bought it in September 2020.
Source: Berrien County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 440 E TRILLIUM CIR, SAINT JOSEPH, MI 49085-8508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 10, 2023 | Intrafamily Transfer, Transfer |
| Sep 28, 2020 | Warranty Deed, Transfer · Conventional Mortgage HORIZON BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 28, 2020 · Amount on File |
| Deed Sale | Sep 28, 2020 · Amount on File |
| Prior Sale | Sep 28, 2020 · Amount on File |
| Deed Book / Page | 3292 / 1585 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Feb 10, 2023 |
| Property Address | 440 E TRILLIUM CIR, SAINT JOSEPH, MI 49085-8508 |
| Document Number | 003398/537 |
| Book / Page | 3398 / 537 |
| Map Reference | LB 24 PG 38 |
| Instrument Date | Feb 7, 2023 |
| Instrument | 2023372665 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 440 E TRILLIUM CIR, SAINT JOSEPH, MI 49085-8508 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Sep 28, 2020 |
| Property Address | 440 E TRILLIUM CIR, SAINT JOSEPH, MI 49085-8508 |
| Document Number | 03292/1585 |
| Book / Page | 3292 / 1585 |
| Map Reference | LB 24 PG 38 |
| Instrument Date | Sep 11, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,236.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 440 E TRILLIUM CIR, SAINT JOSEPH, MI 49085-8508 |
| Document Number | 0032921587 |
|---|---|
| Date | Sep 28, 2020 |
| Instrument | 3292/1587 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 440 E Trillium Cir was $4,737 with a homeowner's exemption.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | St. Joseph Charter Township |
| Unified School District | St. Joseph Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $204,900 | $409,800 | |
| 2025 | $4,737.00 | ||
| 2023 | $136,000 | $272,000 | |
| 2022 | $4,169.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 440 E Trillium Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 440 E Trillium Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726 |
|---|---|
| Water Source | Purchased surface water from ST JOSEPH |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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