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411 E Trillium Cir, Saint Joseph, MI 49085 Property Records

Berrien County property record for 411 E Trillium Cir, Saint Joseph, MI 49085

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,006 sqft · built 1996
Lot Size0.419 acres (18,252 sqft)
OwnerIndividual Name on File
Last Sale$226,500 (Oct 2019)
Tax Bill$4,678 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Dec 2019 Second Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN18-5802-0021-00-8

Property Details

APN / Parcel Number

Primary APN18-5802-0021-00-8
Alternative APN
  • 11-18-5802-0021-00-8

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area3,006 sqft Living Area
1st Floor Area1,636 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleTri-Level
Lot Area18,252 sqft (0.419 acres)
Lot Dimensions225 ft deep x 81 ft wide
Garage Area552 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address411 E TRILLIUM CIR
CitySAINT JOSEPH
StateMI
Zip49085-8508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4 - TWO F
Legal DescriptionLOT 21 PARK PLACE NO 3
Legal SubdivisionPARK PLACE #3
Legal Lot Number21
Legal Unit21
JurisdictionBERRIEN MI
Township / Civil DivisionST. JOSEPH
Census Block Group2
Census Block2001
Census Tract1100

Owner

411 E Trillium Cir is owned and occupied by an individual who bought it in October 2019.

Source: Berrien County records, as of September 28, 2026

Owner of RecordIndividual Name on File
Mailing Address411 E TRILLIUM CIR, SAINT JOSEPH, MI 49085-8508
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2026Deed of Trust, Mortgage · Line of Credit
UNITED FEDERAL CREDIT UNION
Dec 11, 2019Deed of Trust, Mortgage · Stand-Alone Second Mortgage
HORIZON BANK
Oct 30, 2019Deed, Transfer · FHA Mortgage
HORIZON BANK
Apr 20, 2017Warranty Deed, Transfer
PATRICK ABSTRACT AND TITLE OFFICE INC, PATRICK ABS & TITLE OFFICE I

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 30, 2019 · Amount on File
Deed SaleOct 30, 2019 · Amount on File
Prior SaleApr 20, 2017 · Amount on File
Deed Book / Page3254 / 2376
Prior Transfer DateJun 23, 2008
Prior Transfer Doc02851/1254
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Recording DateAug 13, 2026
Property Address411 E TRILLIUM CIR, SAINT JOSEPH, MI 49085-8508
Document Number0000468076
Book / Page3485 / 18
Instrument DateAug 10, 2026
Instrument2026468076
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address411 E TRILLIUM CIR, SAINT JOSEPH, MI 49085-8508

Mortgage

Document Number0000468076,
DateAug 13, 2026
Book Page3485/18
Instrument2026468076
Lender
NameUNITED FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueAug 15, 2041
Interest
Max Rate-1%

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address411 E TRILLIUM CIR, SAINT JOSEPH, MI 49085-8508
Transaction TypeMortgage
Record UpdatedNov 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03259/0415
DateDec 11, 2019
Book Page3259/0415
Lender
NameHORIZON BANK
TypeBank
AddressMICHIGAN CITY, IN 46360
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term59 Months
DueNov 19, 2024

October 2019: Deed, Transfer

Document TypeDeed
JurisdictionBERRIEN MI
Recording DateOct 30, 2019
Property Address411 E TRILLIUM CIR, SAINT JOSEPH, MI 49085-8508
Document Number03254/2376
Book / Page3254 / 2376
Map ReferenceLB 24 PG 38
Instrument DateOct 25, 2019
Transaction TypeTransfer
Record UpdatedNov 9, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,947.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address411 E TRILLIUM CIR, SAINT JOSEPH, MI 49085-8508

Mortgage

Document Number0032542378
DateOct 30, 2019
Instrument3254/2378
Lender
NameHORIZON BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2049

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateApr 20, 2017
Property Address411 E TRILLIUM CIR, SAINT JOSEPH, MI 49085-8508
Document Number03169/2947
Book / Page3169 / 2947
Map ReferenceLB24 PG38
Instrument DateApr 14, 2017
Transaction TypeTransfer
Record UpdatedNov 9, 2023
Title CompanyPATRICK ABSTRACT AND TITLE OFFICE INC, PATRICK ABS & TITLE OFFICE I

Transaction

AmountAmount on Record
Tax$1,883.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1440 CARROLLTON PKWY APT 31201, 31201, CARROLLTON, TX 75010-1361

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address411 E TRILLIUM CIR, SAINT JOSEPH, MI 49085-8508

Tax Assessment & Valuation

The 2025 property tax bill for 411 E Trillium Cir was $4,678 with a homeowner's exemption, up 3% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionSt. Joseph Charter Township
Unified School DistrictSt. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$204,000 (+3.08%)$408,000 (+3.08%)
2025$4,678.00 (+3.02%) Homeowner's exemption$197,900$395,800
2024$4,541.00
2023$135,500$271,000
2022$4,125.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 411 E Trillium Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 411 E Trillium Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHWEST MICHIGAN REGIONAL SANITARY SEW
serves 26,780 people · EPA ID MI0003726
Water SourcePurchased surface water from ST JOSEPH
Last State InspectionFeb 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
Mercury Fiber
Fixed Wireless		150 / 20
AT&T
Fixed Wireless		100 / 20

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