Grand Traverse County property record for 440 E State St, Traverse City, MI 49686
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,240 sqft · built 1929 |
| Lot Size | 0.123 acres (5,358 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,784 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-798-029-00 |
| Primary APN | 51-798-029-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,240 sqft Living Area |
| Basement Area | 1,240 sqft |
| Unfinished Basement | 1,240 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Architectural Style | Cape Cod |
| Exterior Material | Stucco |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,358 sqft (0.123 acres) |
| Lot Dimensions | 126 ft deep x 42 ft wide |
| Garage Type | Detached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 226 sqft |
| Patio Area | 91 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 440 E STATE ST |
|---|---|
| City | TRAVERSE CITY |
| State | MI |
| Zip | 49686-2604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THT PRT OF LOT 7 BLK 13 ORIG PLAT DES AS COM AT NW COR LOT 7 TH S 132.3 FT TH E 21.8 FT TH N 11.5 FT TH E 20.2 FT TH N 120.8 |
| Legal Subdivision | ORIGINAL BLK 12-20 |
| Legal Block | 13 |
| Legal Lot Number | 7 |
| Jurisdiction | GRAND TRAVERSE MI |
| Township / Civil Division | TRAVERSE CITY |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 551200 |
Source: Grand Traverse County assessment roll, APN 51-798-029-00, as of July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 440 E STATE ST, TRAVERSE CITY, MI 49686-2604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 08, 2015 |
| Deed Sale | Jan 08, 2015 |
| Record Updated | Sep 20, 2026 |
Source: Grand Traverse County assessment roll as of July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Grand Traverse County |
| Municipality | Traverse City |
| Unified School District | Traverse City Area Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $262,700 (+11.64%) | $525,328 (+11.65%) | |
| 2025 | $4,784.00 Homeowner's exemption | $235,300 (+55.31%) | $470,530 (+32.37%) |
| 2023 | $151,500 | ||
| 2022 | $355,459 |
Source: FEMA National Flood Hazard Layer, Grand Traverse County (26055C), as of April 25, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260555512001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1997–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2020 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Boardman Neighborhood Historic District listed 1978 · 174 contributing resources · NRIS 78001498 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, 304 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| MachTen Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system MI0006640, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TRAVERSE CITY serves 14,532 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures