Grand Traverse County property record for 428 E State St, Traverse City, MI 49686
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,003 sqft · built 1880 |
| Lot Size | 0.174 acres (7,579 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $453,000 (Jun 2021) |
| Tax Bill | $7,054 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-798-027-00 |
| Primary APN | 51-798-027-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,003 sqft Living Area |
| Basement Area | 247 sqft |
| Unfinished Basement | 247 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,579 sqft (0.174 acres) |
| Lot Dimensions | 165 ft deep x 46 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,176 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 192 sqft |
| Patio Area | 477 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 428 E STATE ST |
|---|---|
| City | TRAVERSE CITY |
| State | MI |
| Zip | 49686-2604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 EXC W 20 FT BLK 13 ORIG PLAT |
| Legal Subdivision | ORIGINAL BLK 12-20 |
| Legal Block | 13 |
| Legal Lot Number | 5 |
| Jurisdiction | GRAND TRAVERSE MI |
| Township / Civil Division | TRAVERSE CITY |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 551200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Boardman Neighborhood Historic District listed 1978 · 174 contributing resources · NRIS 78001498 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Grand Traverse County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 428 E STATE ST, TRAVERSE CITY, MI 49686-2604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 16, 2021 · Amount on Record |
| Deed Sale | Jun 16, 2021 · Amount on Record |
| Prior Sale | Nov 26, 2019 · Amount on Record |
| Record Updated | Sep 20, 2026 |
Source: Grand Traverse County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Grand Traverse County |
| Municipality | Traverse City |
| Unified School District | Traverse City Area Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $267,600 (+16.5%) | $535,248 (+16.51%) | |
| 2025 | $7,054.00 Homeowner's exemption | $229,700 (+42.76%) | $459,388 (+31.33%) |
| 2023 | $160,900 | ||
| 2022 | $349,799 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 25, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1997–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRAVERSE CITY serves 14,532 people · EPA ID MI0006640 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Michigan Broadband Service Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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