Grand Traverse County property record for 433 E State St, Traverse City, MI 49686 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,486 sqft · built 1886 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Company Name on File |
| Tax Bill | $10,066 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-798-013-00 |
| Primary APN | 51-798-013-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,486 sqft Living Area |
| Basement Area | 1,013 sqft |
| Unfinished Basement | 1,013 sqft |
| Year Built | Built 1886 |
|---|---|
| Effective Year Built | Effective 1886 |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 165 ft deep x 66 ft wide |
| Garage Type | Detached |
| Porch | Porch |
| Porch Area | 261 sqft |
| Patio Area | 160 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 433 E STATE ST |
|---|---|
| City | TRAVERSE CITY |
| State | MI |
| Zip | 49686-2511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 BLK 12 ORIG PLAT |
| Legal Subdivision | ORIGINAL BLK 12-20 |
| Legal Block | 12 |
| Legal Lot Number | 11 |
| Jurisdiction | GRAND TRAVERSE MI |
| Township / Civil Division | TRAVERSE CITY |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 551200 |
Source: Grand Traverse County records · APN 51-798-013-00
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1740 APACHE PASS, TRAVERSE CITY, MI 49686-2817 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 11, 2017 |
| Deed Sale | Jan 11, 2017 |
| Prior Sale | Oct 28, 2016 · Amount on Record |
| Deed Book / Page | 2017R / 935 |
| Record Updated | Sep 20, 2026 |
Source: Grand Traverse County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Grand Traverse County |
| Municipality | Traverse City |
| Unified School District | Traverse City Area Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $320,800 (+6.65%) | $641,596 (+6.64%) | |
| 2025 | $10,066.00 | $300,800 (+48.54%) | $601,669 (+30.44%) |
| 2023 | $202,500 | ||
| 2022 | $461,252 |
Source: FEMA National Flood Hazard Layer, Grand Traverse County (26055C), updated April 25, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260555512001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Nearby Flood Policies | 3 in force 1 of 3 on primary residences |
| Nearby Flood Claims | 3 (1997–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2020, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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