440 E 2nd St, Chuluota (Oviedo), FL 32766 Property Records

Seminole County property record for 440 E 2nd St, Chuluota, FL 32766

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,050 sqft · built 1958
Lot Size0.258 acres (11,250 sqft)
Owner2 Individual Names on Record
Tax Bill$674 (2025)
Flood ZoneZone X (minimal risk)
APN21-21-32-5CF-2000-0040

Property Details

APN / Parcel Number

Primary APN21-21-32-5CF-2000-0040
Alternative APN
  • 2132215CF20000040

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,050 sqft Living Area
1st Floor Area1,050 sqft
Basement Area210 sqft
FlooringTile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,250 sqft (0.258 acres)
Lot Dimensions150 ft deep x 75 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area36 sqft
Patio Area1 sqft
Utility Building60 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace

Location & Zoning

Street Address440 E 2ND ST
CityCHULUOTA
StateFL
Zip32766-8968
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 4 BLK 20 NORTH CHULUOTA PB 2 PG 54 TO 58
Legal Range32E
Legal Township21S
Legal Section21
Legal SubdivisionNORTH CHULUOTA
Legal Tract5CF
Legal Block20
Legal Lot Number4
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group2
Census Block2027
Census Tract21205

Owner

Source: Seminole County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address440 E 2ND ST, CHULUOTA, FL 32766-8968
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateApr 29, 2025
Transfer Doc0108191768
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$674.00 (+6.31%)$61,326 (+5.99%)$180,071 (+18.38%) Land $92,700 Building $87,371
2023$634.00 (-7.17%) Homeowner's exemption$57,862 (+3%)$152,109 (-0.25%) Land $69,525 Building $82,584
2022$683.00 Homeowner's exemption$56,177$152,484 Land $73,388 Building $79,096

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims3 (2022–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHULUOTA WATER SYSTEM
public/private · serves 3,863 people · EPA ID FL3590186
Water SourceGroundwater
Last State InspectionDec 2025
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
1,000 / 1,000
Spectrum
Cable
1,000 / 35

May also be available: Verizon.

Nearby Properties on E 2nd St

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