371 E 2nd St, Chuluota (Oviedo), FL 32766 Property Records

Seminole County property record for 371 E 2nd St, Chuluota, FL 32766

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,353 sqft · built 1958
Lot Size	0.258 acres (11,250 sqft)
Owner	Individual Name on Record
Tax Bill	$447 (2025)
Deeds & Mortgages	Jan 2017 Reverse Mortgage Nov 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-21-32-5CF-1600-0160`

Property Details

APN / Parcel Number

Primary APN	`21-21-32-5CF-1600-0160`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,353 sqft Living Area
1st Floor Area	993 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide

Exterior Amenities

Pool Area	1 sqft
Porch	Finished/Screened Porch
Porch Area	649 sqft
Patio Area	398 sqft
Utility Building	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	371 E 2ND ST
City	CHULUOTA
State	FL
Zip	32766-8967
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 BLK 16 NORTH CHULUOTA PB 2 PG 55
Legal Range	32E
Legal Township	21S
Legal Section	21
Legal Subdivision	NORTH CHULUOTA
Legal Block	16
Legal Lot Number	16
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	1
Census Block	1011
Census Tract	21206

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	371 E 2ND ST, CHULUOTA, FL 32766-8967
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2017	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Nov 22, 2016	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	371 E 2ND ST, CHULUOTA, FL 32766-8967
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0088371965
Date	Jan 5, 2017
Book Page	08837/1965
Instrument	2017001397

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Mortgage Company
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	870 Months
Due	Jul 5, 2089

Interest

Rate Type	Adjustable Rate
Rate	5.24%
Type Change Date	Dec 1, 2017
Change Frequency	5 Years
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	371 E 2ND ST, CHULUOTA, FL 32766-8967
Document Number	0088371979
Instrument Date	Nov 22, 2016
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	371 E 2ND ST CHULUOTA FL 327668967, CHULUOTA, FL 32766-8967

Mortgage

Document Number	0088371979
Date	Jan 5, 2017
Book Page	008837/001979
Instrument	1398

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	864 Months
Due	Jan 4, 2089

Interest

Rate Type	Adjustable Rate
Rate	5.24%

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$447.00 (+14.03%) Homeowner's exemption	$90,751 (+5.99%)	$229,420 (+13.89%) Land $92,700 Building $136,720
2023	$392.00 Homeowner's exemption	$85,624	$201,446 Land $69,525 Building $131,921

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	5 (2016–2026)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Aug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHULUOTA WATER SYSTEM public/private · serves 3,863 people · EPA ID FL3590186
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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