430 E 2nd St, Chuluota (Oviedo), FL 32766 Property Records

Seminole County property record for 430 E 2nd St, Chuluota, FL 32766

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 828 sqft · built 1958
Lot Size	0.258 acres (11,250 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Feb 2023)
Tax Bill	$1,963 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-21-32-5CF-2000-0050`

Property Details

APN / Parcel Number

Primary APN	`21-21-32-5CF-2000-0050`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	828 sqft Living Area
1st Floor Area	648 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1978
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Tar & Gravel
Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	258 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	180 sqft
Patio Area	1 sqft
Shed	1 Shed
Shed Area	1 sqft
Utility Building	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	430 E 2ND ST
City	CHULUOTA
State	FL
Zip	32766-8968
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 20 NORTH CHULUOTA PB 2 PG 54 TO 58
Legal Range	32
Legal Township	21
Legal Section	21
Legal Subdivision	NORTH CHULUOTA
Legal Block	20
Legal Lot Number	5
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	2
Census Block	2027
Census Tract	21205

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	430 E 2ND ST, CHULUOTA, FL 32766-8968
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2023	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Apr 23, 2020	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2023 · Amount on Record
Deed Sale	Feb 24, 2023 · Amount on Record
Prior Sale	Apr 23, 2020 · Amount on Record
Deed Document Number	2023017030
Deed Book / Page	10394 / 1901
Record Updated	Jun 8, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Feb 24, 2023
Property Address	430 E 2ND ST, CHULUOTA, FL 32766-8968
Document Number	0103941901
Book / Page	10394 / 1901
Map Reference	MB 2 PG 54-58
Instrument Date	Feb 21, 2023
Instrument	2023017030
Transaction Type	Transfer
Record Updated	Mar 8, 2023
Title Company	MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	133 SHADY OAK LN, OVIEDO, FL 32765-6520

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 E 2ND ST, CHULUOTA, FL 32766-8968
Investor	Possibly a Property Investor

Mortgage

Document Number	0103941903
Date	Feb 24, 2023
Instrument	10394/1903

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Apr 23, 2020
Property Address	430 E 2ND ST, CHULUOTA, FL 32766-8968
Document Number	0095861005
Book / Page	9586 / 1005
Map Reference	MB 2 PG 54-58
Instrument Date	Apr 17, 2020
Instrument	2020042823
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	CAPITAL LAND SETTLEMENTS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,399.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1387 SPUR DR S, 1387, ISLIP, NY 11751-1118

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095861007
Date	Apr 23, 2020
Instrument	9586/1007

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,963.00 (+38.53%) Homeowner's exemption	$179,190 (+46.99%)	$209,112 (+32.21%) Land $92,700 Building $116,412
2023	$1,417.00 (+3.13%) Homeowner's exemption	$121,908 (+3%)	$158,171 (+9.25%) Land $69,525 Building $88,646
2022	$1,374.00 Homeowner's exemption	$118,357	$144,775 Land $73,388 Building $71,387

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	3 (2022–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHULUOTA WATER SYSTEM public/private · serves 3,863 people · EPA ID FL3590186
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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