Carver County property record for 440 E 1st St, Waconia, MN 55387
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,846 sqft · built 1922 |
| Lot Size | 0.198 acres (8,625 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $325,000 (Apr 2022) |
| Tax Bill | $4,122 (2026) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Dec 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 75-0502200 |
| Primary APN | 75-0502200 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,846 sqft Finished Area |
| Gross Area | 1,802 sqft |
| 1st Floor Area | 1,194 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 8,625 sqft (0.198 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 208 sqft |
| Heating System | Hot Water |
|---|
| Street Address | 440 E 1ST ST |
|---|---|
| City | WACONIA |
| State | MN |
| Zip | 55387-1501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION 13 TOWNSHIP 116 RANGE 025 CITY LOTS OF WACONIA LOT 001 BLOCK 024 |
| Legal Range | 025 |
| Legal Township | 116 |
| Legal Section | 13 |
| Legal Subdivision | CITY LOTS OF WACONIA |
| Legal Block | 24 |
| Legal Lot Number | 1 |
| Jurisdiction | CARVER MN |
| Township / Civil Division | WACONIA |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 90303 |
Source: Carver County records, as of August 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 440 E 1ST ST, WACONIA, MN 55387-1501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 8, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIVE POINTS BANK OF HASTINGS |
| Dec 23, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Feb 20, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 8, 2022 · Amount on Record |
| Deed Sale | Apr 8, 2022 · Amount on Record |
| Prior Sale | Dec 23, 2021 · Amount on Record |
| Deed Document Number | 2022744765 |
| Prior Transfer Date | Feb 16, 2019 |
| Prior Transfer Doc | 0000673849 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARVER MN |
| Recording Date | Apr 8, 2022 |
| Property Address | 440 E 1ST ST, WACONIA, MN 55387-1501 |
| Document Number | 000A744765 |
| Instrument Date | Mar 29, 2022 |
| Instrument | A744765 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2022 |
| Title Company | EDGEWATER TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,072.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 440 E 1ST ST, WACONIA, MN 55387-1501 |
| Document Number | 000A744766 |
|---|---|
| Date | Apr 8, 2022 |
| Instrument | A744766 |
| Name | FIVE POINTS BANK OF HASTINGS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARVER MN |
| Recording Date | Dec 23, 2021 |
| Property Address | 440 E 1ST ST, WACONIA, MN 55387-1501 |
| Document Number | 000A739424 |
| Instrument Date | Dec 9, 2021 |
| Instrument | A739424 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2022 |
| Title Company | EDGEWATER TITLE GROUP LLC, EDGEWATER TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $633.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17627 S SHORE LN W, EDEN PRAIRIE, MN 55346-3401 |
| Document Number | 000A739425 |
|---|---|
| Date | Dec 23, 2021 |
| Instrument | A739425 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARVER MN |
| Recording Date | Feb 20, 2019 |
| Property Address | 440 E 1ST ST, WACONIA, MN 55387-1501 |
| Document Number | 0000673849 |
| Instrument Date | Feb 16, 2019 |
| Instrument | 673849 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1.65 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 440 E 1ST ST WACONIA MN 553871501, WACONIA, MN 55387-1501 |
Source: Carver County assessment roll, as of August 14, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Carver County |
| Municipality | Waconia City |
| Unified School District | Waconia Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,122.00 (+21.31%) Homeowner's exemption | $345,600 (+3.85%) Land $125,000 Building $220,600 | $345,600 (+3.85%) Land $125,000 Building $220,600 |
| 2025 | $332,800 (+6.33%) Land $100,000 Building $232,800 | $332,800 (+6.33%) Land $100,000 Building $232,800 | |
| 2024 | $3,398.00 (+11.48%) Homeowner's exemption | $313,000 (+8.95%) Land $80,000 Building $233,000 | $313,000 (+8.95%) Land $80,000 Building $233,000 |
| 2023 | $3,048.00 Homeowner's exemption | $287,300 Land $80,000 Building $207,300 | $287,300 Land $80,000 Building $207,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 23, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Waconia serves 13,277 people · EPA ID MN1100010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 10 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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