Carver County property record for 425 E 1st St, Waconia, MN 55387
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 736 sqft · built 1942 |
| Lot Size | 0.198 acres (8,625 sqft) |
| Owner | Individual Name on File |
| Last Sale | $162,000 (Dec 2019) |
| Tax Bill | $3,286 (2026) |
| Deeds & Mortgages | Apr 2024 Second Mortgage Oct 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 75-0502125 |
| Primary APN | 75-0502125 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 736 sqft Finished Area |
| 1st Floor Area | 736 sqft |
| Basement Area | 375 sqft |
| Finished Basement | 375 sqft |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1970 |
| Construction Type | Frame |
| Lot Area | 8,625 sqft (0.198 acres) |
| Garage Area | 336 sqft |
| Porch | Porch |
| Porch Area | 392 sqft |
| Deck Area | 264 sqft |
| Heating System | Central |
|---|
| Street Address | 425 E 1ST ST |
|---|---|
| City | WACONIA |
| State | MN |
| Zip | 55387-1502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITY LOTS OF WACONIA LOT 010 BLOCK 021 |
| Legal Subdivision | CITY LOTS OF WACONIA |
| Legal Block | 21 |
| Legal Lot Number | 10 |
| Jurisdiction | CARVER MN |
| Township / Civil Division | WACONIA |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 90303 |
425 E 1st St is owned and occupied by an individual who bought it in December 2019.
Source: Carver County records, as of August 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 425 E 1ST ST, WACONIA, MN 55387-1502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 30, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage AFFINITY PLUS FCU |
| Oct 25, 2022 | Deed of Trust, Mortgage · Line of Credit AFFINITY PLUS FCU |
| Apr 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ENVOY MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 31, 2019 · Amount on File |
| Deed Sale | Dec 31, 2019 · Amount on File |
| Prior Sale | Dec 3, 1996 · Amount on File |
| Deed Document Number | 2019689151 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARVER MN |
| Property Address | 425 E 1ST ST, WACONIA, MN 55387-1502 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2024 |
| Name | Verified Name |
|---|
| Document Number | 000A772386 |
|---|---|
| Date | Apr 30, 2024 |
| Instrument | A772386 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 20, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARVER MN |
| Property Address | 425 E 1ST ST, WACONIA, MN 55387-1502 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000A753726 |
|---|---|
| Date | Oct 25, 2022 |
| Instrument | A753726 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55113 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 20, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARVER MN |
| Property Address | 425 E 1ST ST, WACONIA, MN 55387-1502 |
| Document Number | 0000695627 |
| Instrument Date | Apr 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2020 |
| Title Company | LEGACY TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 425 W 1ST ST WACONIA MN 553871202, WACONIA, MN 55387-1202 |
| Document Number | 0000695627 |
|---|---|
| Date | May 8, 2020 |
| Instrument | 695627 |
| Name | ENVOY MTG |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 7, 2050 |
The 2026 property tax bill for 425 E 1st St was $3,286.
Source: Carver County assessment roll, as of August 14, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Carver County |
| Municipality | Waconia City |
| Unified School District | Waconia Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,286.00 | $271,100 (+6.82%) Land $125,000 Building $146,100 | $271,100 (+6.82%) Land $125,000 Building $146,100 |
| 2025 | $253,800 (+7.82%) Land $100,000 Building $153,800 | $253,800 (+7.82%) Land $100,000 Building $153,800 | |
| 2024 | $2,836.00 (+0.78%) | $235,400 (+1.73%) Land $80,000 Building $155,400 | $235,400 (+1.73%) Land $80,000 Building $155,400 |
| 2023 | $2,814.00 | $231,400 Land $80,000 Building $151,400 | $231,400 Land $80,000 Building $151,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 425 E 1st St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 23, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 425 E 1st St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Waconia serves 13,277 people · EPA ID MN1100010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 10 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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