Carver County property record for 424 E 1st St, Waconia, MN 55387
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,377 sqft · built 1915 |
| Lot Size | 0.198 acres (8,625 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,644 (2026) |
| Deeds & Mortgages | Sep 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 75-0502220 |
| Primary APN | 75-0502220 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,377 sqft Finished Area |
| Gross Area | 2,768 sqft |
| 1st Floor Area | 922 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 8,625 sqft (0.198 acres) |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 390 sqft |
| Heating System | Hot Water |
|---|
| Street Address | 424 E 1ST ST |
|---|---|
| City | WACONIA |
| State | MN |
| Zip | 55387-1501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION 13 TOWNSHIP 116 RANGE 025 CITY LOTS OF WACONIA LOT 003 BLOCK 024 |
| Legal Range | 025 |
| Legal Township | 116 |
| Legal Section | 13 |
| Legal Subdivision | CITY LOTS OF WACONIA |
| Legal Block | 24 |
| Legal Lot Number | 3 |
| Jurisdiction | CARVER MN |
| Township / Civil Division | WACONIA |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 90303 |
424 E 1st St is owned and occupied by two individuals.
Source: Carver County records, as of August 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 424 E 1ST ST, WACONIA, MN 55387-1501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARVER MN |
| Property Address | 424 E 1ST ST, WACONIA, MN 55387-1501 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 424 E 1ST ST, WACONIA, MN 55387-1501 |
| Document Number | 000A732609 |
|---|---|
| Date | Sep 9, 2021 |
| Instrument | A732609 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | WACONIA, MN 55387 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 25, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 424 E 1st St was $3,644 with a homeowner's exemption.
Source: Carver County assessment roll, as of August 14, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Carver County |
| Municipality | Waconia City |
| Unified School District | Waconia Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,644.00 Homeowner's exemption | $312,100 (+4.77%) Land $125,000 Building $187,100 | $312,100 (+4.77%) Land $125,000 Building $187,100 |
| 2025 | $297,900 (+6.05%) Land $100,000 Building $197,900 | $297,900 (+6.05%) Land $100,000 Building $197,900 | |
| 2024 | $3,256.00 (-9.86%) Homeowner's exemption | $280,900 (+1.59%) Land $80,000 Building $200,900 | $280,900 (+1.59%) Land $80,000 Building $200,900 |
| 2023 | $3,612.00 Homeowner's exemption | $276,500 Land $80,000 Building $196,500 | $276,500 Land $80,000 Building $196,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 424 E 1st St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 23, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 424 E 1st St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Waconia serves 13,277 people · EPA ID MN1100010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 10 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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