440 Cherry St, Findlay, OH 45840 Property Records

Hancock County property record for 440 Cherry St, Findlay, OH 45840 · Last verified June 2026

Property Highlights

Property Type	Residential > Multi-Unit > Duplex
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1900
Square Footage	2,060 sqft Living Area
Lot Size	10,001 sqft (0.23 acres)
Garage	400 sqft
Last Sale	$52,000 (2007)
Tax Bill	$983.00 (2025)

Owner

Source: Hancock County records · APN 1011-182-16-007.000

Assessment roll updated May 29, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1 FIRST AMERICAN WAY, WESTLAKE, TX 76262
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 05, 2007 · Amount on Record
Deed Sale	Jan 05, 2007 · Amount on Record
Prior Sale	Oct 17, 2006 · Amount on Record
Deed Doc Number	2007152
Deed Book / Page	2310 / 1949
Record Refreshed	Sep 20, 2026

January 2007: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Jan 05, 2007
Property Address	440 CHERRY ST, FINDLAY, OH 45840-5767
Document Number	02310/1949
Book / Page	2310 / 1949
Instrument Date	Jan 03, 2006
Instrument	200700000152
Transaction Type	Transfer
Record Updated	Jun 09, 2026
Title Company	LOUISVILLE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 CHERRY ST, FINDLAY, OH 45840-5767

Mortgage

Document Number	200700000153
Date	Jan 05, 2007
Instrument	200700000153

Lender

Name	UNITED MIDWEST SAVINGS BANK

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	301 Months
Due	Feb 01, 2032

Interest

Rate Type	Adjustable Rate
Rate	9.87%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Change Frequency	Annually
Min Rate At Change	7.87%
Max Rate At Change	11.8%
Index	52-Week T-Bill (1-Year)
Margin	5
Max Rate	15.8%

Tax Assessment & Valuation

Source: Hancock County records · Assessment roll updated May 29, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$983.00 (+2.29%)	$31,270 (+18.81%) Land $6,270 Building $25,000	$89,330 (+18.81%) Land $17,910 Building $71,420
2023	$961.00	$26,320 Land $5,270 Building $21,050
2022			$75,190 Land $15,050 Building $60,140

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hancock County (39063C), updated June 2, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`1011-182-16-007.000`
Alternative APN	`590000261580`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	11 Rooms
Building Area	2,060 sqft Living Area
1st Floor	1,185 sqft 1st Floor
2nd Floor	875 sqft 2nd Floor
Basement Area	656 sqft Basement
Unfinished Basement	656 sqft Unfinished
Stories	2 Stories
Primary Flooring	Tile Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single Style
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Shingle Roof
Lot Area	10,001 sqft (0.23 acres)
Depth X Width	200 ft x 50 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Area	400 sqft Garage
Porch Area	234 sqft Porch

Utilities and HVAC

Heating System	Central Heating
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	440 CHERRY ST
City	FINDLAY
State	OH
Zip	45840-5767
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Duplex
Legal Description	NORRIS DAVID L ADD LOT 12097
Legal Subdivision	NORRIS DAVID L ADD
Legal Lot Number	12097
Jurisdiction	HANCOCK OH
Minor Civil Division	FINDLAY
Census Blockgroup	3
Census Block	3029
Census Tract	600