428 Cherry St, Findlay, OH 45840 Property Records

Hancock County property record for 428 Cherry St, Findlay, OH 45840 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,676 sqft · built 1900
Lot Size	0.11 acres (4,800 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Jun 2021)
Tax Bill	$1,208 (2025)
Deeds & Mortgages	Oct 2022 Transfer Mar 2022 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`1011-182-17-017.000`

Property Details

APN / Parcel Number

Primary APN	`1011-182-17-017.000`
Alternative APN	`570000221130`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,676 sqft Living Area
1st Floor Area	1,068 sqft
2nd Floor Area	608 sqft
Basement Area	152 sqft
Unfinished Basement	152 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	313 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	428 CHERRY ST
City	FINDLAY
State	OH
Zip	45840-5708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAY & PATTERSON 3RD LOT 1813 S120 EX W51/2FT
Legal Subdivision	GRAY & PATTERSON 3RD
Legal Lot Number	1813
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	3
Census Block	3028
Census Tract	600

Owner

Source: Hancock County records · APN 1011-182-17-017.000

Assessment roll updated May 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	428 CHERRY ST, FINDLAY, OH 45840-5708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 04, 2022	Affidavit of Death of Joint Tenant, Transfer
Mar 29, 2022	Intrafamily Transfer, Transfer WHITMAN TITLE SECURITY INC, WHITMAN TITLE SECURITY
Jun 03, 2021	Warranty Deed, Transfer · Conventional Mortgage PREMIER BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 03, 2021 · Amount on Record
Deed Sale	Jun 03, 2021 · Amount on Record
Prior Sale	May 03, 2007 · Amount on Record
Deed Document Number	20216463
Deed Book / Page	2582 / 4511
Last Transfer Date	Sep 27, 2022
Transfer Doc	02598/1976
Record Updated	Sep 20, 2026

October 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	HANCOCK OH
Recording Date	Oct 04, 2022
Property Address	428 CHERRY ST, FINDLAY, OH 45840-5708
Document Number	02598/1976
Book / Page	2598 / 1976
Instrument Date	Sep 29, 2022
Instrument	202200009015
Transaction Type	Transfer
Record Updated	Oct 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 CHERRY ST, FINDLAY, OH 45840-5708

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANCOCK OH
Recording Date	Mar 29, 2022
Property Address	428 CHERRY ST, FINDLAY, OH 45840-5708
Document Number	02592/5951
Book / Page	2592 / 5951
Instrument Date	Mar 25, 2022
Instrument	202200002874
Transaction Type	Transfer
Record Updated	Apr 18, 2022
Title Company	WHITMAN TITLE SECURITY INC, WHITMAN TITLE SECURITY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 CHERRY ST, FINDLAY, OH 45840-5708

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Jun 03, 2021
Property Address	428 CHERRY ST, FINDLAY, OH 45840-5708
Document Number	2582/4511
Book / Page	2582 / 4511
Instrument Date	May 28, 2021
Instrument	202100006463
Transaction Type	Transfer
Record Updated	Jun 17, 2021
Title Company	MID S TITLE AGENCY, MID AM TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 CHERRY ST, FINDLAY, OH 45840-5708

Mortgage

Document Number	202100006464
Date	Jun 03, 2021
Instrument	202100006464

Lender

Name	PREMIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: Hancock County records · Assessment roll updated May 29, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,208.00 (+2.72%) Homeowner's exemption	$39,410 (+18.99%) Land $3,950 Building $35,460	$112,590 (+18.99%) Land $11,280 Building $101,310
2024	$1,176.00 (-0.17%)	$33,120 (-) Land $3,320 Building $29,800
2023	$1,178.00 Homeowner's exemption	$33,120 Land $3,320 Building $29,800
2022			$94,620 Land $9,480 Building $85,140

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hancock County (39063C), updated June 2, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390630006003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Nearby Flood Policies	8 in force
Nearby Flood Claims	30 (1997–2017)
Most Recent Claim	Jul 2017, rainfall accumulation
Claims By Storm	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 23 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 474 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Benton Ridge Telephone Company	Fixed Wireless	400 / 40
Verizon	Fixed Wireless	300 / 20
HDER Link	Fixed Wireless (unlicensed)	100 / 100
AT&T	DSL	100 / 20

May also be available at this address: AT&T, Defiance Holdings, Amplex Electric, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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