440 Chambers St, El Cajon, CA 92020 Property Records

San Diego County property record for 440 Chambers St, El Cajon, CA 92020

Property Summary

Property TypeMulti-Family Dwellings
Details9,999 sqft · built 1988
Lot Size4.76 acres (207,346 sqft)
OwnerCompany Name on File
Last Sale$2,100,000 (Dec 1986)
Tax Bill$374,962 (2025)
Flood ZoneZone X (moderate risk)
APN487-141-15-00

Property Details

APN / Parcel Number

Primary APN487-141-15-00
Alternative APN
  • 4871301500

Interior

Units136 Units
Building Area9,999 sqft Living Area

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleMulti-Family
Lot Area207,346 sqft
View / LotCorner

Location & Zoning

Old Parcel Number4871301500
Street Address440 CHAMBERS ST
CityEL CAJON
StateCA
Zip92020-3248
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeRM-1450
Legal DescriptionLOT 4 (EX ST WIDS)LD DAF:LOT 3&(EX S 264 FT) TR 000128
Legal SubdivisionKNOXVILLE
Legal Tract000128
Legal Block2
Legal Lot Number4,3
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2010
Census Tract16202

Owner

440 Chambers St, a residential property, is owned by a company that bought it in December 1986.

Source: San Diego County records, as of August 31, 2026

Owner of RecordCompany Name on File
Mailing Address440 CHAMBERS ST, EL CAJON, CA 92020-3248
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 1, 1986 · Amount on File
Deed SaleDec 1, 1986 · Amount on File
Deed Document Number1986552631
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 440 Chambers St was $374,962.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$25,317,164 (+2%) Land $11,269,751 Building $14,047,413
2025$374,962.00$24,820,750 Land $11,048,776 Building $13,771,974
2023$364,792.00 (+4.45%)$23,870,533 Land $10,619,740 Building $13,250,793
2022$349,266.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 440 Chambers St in Zone X, an area of moderate flood risk, though there have been 14 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies47 units insured
incl. 46 condo units
Nearby Flood Claims14 (1980–2006)
Most Recent ClaimMar 2006
Claims by Event
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Feb 1995 · 2 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 440 Chambers St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Starlink
Satellite
280 / 30
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

Nearby Properties on Chambers St

Nearby Streets

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