441 Chambers St, #63, El Cajon, CA 92020 Property Records

San Diego County property record for 441 Chambers St, #63, El Cajon, CA 92020

Property Summary

Property TypeMulti-Family Dwellings
Details10 bd · 7 ba · 3,639 sqft · built 1952
Lot Size0.295 acres (12,850 sqft)
OwnerCompany Name on File
Last Sale$1,192,000 (Jun 2018)
Tax Bill$22,982 (2025)
Deeds & MortgagesDec 2025 Mortgage
Jun 2018 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN487-171-01-00

Property Details

APN / Parcel Number

Primary APN487-171-01-00

Interior

Bedrooms10 Beds
Full Baths7 Baths
Units7 Units
Building Area3,639 sqft Living Area

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleMulti-Family
Lot Area12,850 sqft (0.295 acres)

Location & Zoning

Street Address441 CHAMBERS ST, 63
CityEL CAJON
StateCA
Zip92020-3210
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeRS-6
Legal DescriptionLOT 30 (EX ST&SLY 181 FT) TR 001716
Legal SubdivisionPALM ACRES
Legal Tract001716
Legal Block2
Legal Lot Number30
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2011
Census Tract16202

Owner

441 Chambers St, #63 is owned by a company that bought it in June 2018.

Source: San Diego County records, as of August 31, 2026

Owner of RecordCompany Name on File
Mailing Address3525A DEL MAR HEIGHTS RD, 573, SAN DIEGO, CA 92130-2122
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 5, 2025Deed of Trust, Mortgage · Commercial Mortgage
MALAGA BANK FSB
Jun 28, 2018Grant Deed, Transfer · Commercial Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 28, 2018 · Amount on File
Deed SaleJun 28, 2018 · Amount on File
Prior SaleOct 29, 2003 · Amount on File
Deed Document Number2018265043
Prior Transfer DateJan 29, 2014
Prior Transfer Doc0000230083
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address441 CHAMBERS ST # 63, 63, EL CAJON, CA 92020-3210
Transaction TypeMortgage
Record UpdatedDec 22, 2025
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3525A DEL MAR HEIGHTS RD 573, 573, SAN DIEGO, CA 92130-2122

Mortgage

Document Number0000344559
DateDec 5, 2025
Instrument2025-0344559
Lender
NameMALAGA BANK FSB
TypeBank
AddressTORRANCE, CA 90505
Agreement
TypeCommercial Mortgage
AmountAmount on Record

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJun 28, 2018
Property Address441 CHAMBERS ST # 63, 63, EL CAJON, CA 92020-3210
Document Number0000265043
Map ReferenceMAP 1716
Instrument DateMay 25, 2018
Instrument2018-0265043
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTICOR TITLE SAN DIEGO BRANCH

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5487 SHANNON RIDGE LN, SAN DIEGO, CA 92130-4808
Mail Care OfMIRADEWI ROSADI

Mortgage

Document Number0000265044
DateJun 28, 2018
Instrument2018-0265044
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 441 Chambers St, #63 was $22,982.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,383,413 (+2%) Land $580,291 Building $803,122
2025$22,982.00$1,356,288 Land $568,913 Building $787,375
2023$22,028.00 (+9.34%)$1,303,623 Land $546,822 Building $756,801
2022$20,146.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 441 Chambers St, #63 in Zone X, an area of moderate flood risk, though there have been 14 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies47 units insured
incl. 46 condo units
Nearby Flood Claims14 (1980–2006)
Most Recent ClaimMar 2006
Claims by Event
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Feb 1995 · 2 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 441 Chambers St, #63 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Starlink
Satellite
280 / 30
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

Nearby Properties on Chambers St

Nearby Streets

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