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377 Chambers St, El Cajon, CA 92020 Property Records

San Diego County property record for 377 Chambers St, El Cajon, CA 92020

Property Summary

Property TypeMulti-Family Dwellings
Details8 bd · 5 ba · 2,900 sqft · built 2020
Lot Size0.122 acres (5,314 sqft)
OwnerIndividual Name on File
Tax Bill$6,943 (2025)
Deeds & MortgagesMay 2021 Mortgage
Apr 2019 Construction Loan
Flood ZoneZone X (moderate risk)
APN487-172-02-00

Property Details

APN / Parcel Number

Primary APN487-172-02-00

Interior

Bedrooms8 Beds
Full Baths5 Baths
Units2 Units
Building Area2,900 sqft Living Area

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleMulti-Family
Lot Area5,314 sqft (0.122 acres)

Location & Zoning

Street Address377 CHAMBERS ST
CityEL CAJON
StateCA
Zip92020-3208
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeRM-2200
Legal DescriptionLOT 29 (EX ST)S 50 FT OF N 95 FT OF TR 001716
Legal SubdivisionPALM ACRES
Legal Tract001716
Legal Block2
Legal Lot Number29
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2000
Census Tract15801

Owner

Source: San Diego County assessment roll, APN 487-172-02-00, as of July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address15714 CREEK HILLS RD, EL CAJON, CA 92021-2579
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
May 14, 2021Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Apr 02, 2019Trustee's Deed, Construction Loan · Construction Mortgage
HOMESTREET BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateMay 08, 2021
Transfer Doc0000371015
Record UpdatedSep 20, 2026

May 2021: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionSAN DIEGO CA
Recording DateMay 14, 2021
Property Address377 CHAMBERS ST, EL CAJON, CA 92020-3208
Document Number0000371015
Map ReferenceMAP 1716
Instrument DateMay 08, 2021
Instrument2021-0371015
Transaction TypeTransfer
Record UpdatedJul 13, 2021
Title CompanyORANGE COAST TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address373 CHAMBERS ST # 377, 377, EL CAJON, CA 92020-3208

Mortgage

Document Number0000371016
DateMay 14, 2021
Instrument2021-0371016
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

April 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionSAN DIEGO CA
Recording DateApr 02, 2019
Property Address377 CHAMBERS ST, EL CAJON, CA 92020-3208
Instrument DateMar 27, 2019
Instrument114746
Transaction TypeConstruction Loan
Record UpdatedApr 09, 2019
Title CompanyCHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address15714 CREEK HILLS RD EL CAJON CA 920212579, EL CAJON, CA 92021-2579

Mortgage

Document Number0000114746
DateApr 02, 2019
Instrument114746
Lender
NameHOMESTREET BK
TypeBank
AddressSEATTLE, WA 98101-2326
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2049
Interest
Rate TypeAdjustable Rate
Rate4.5%

Tax Assessment & Valuation

Source: San Diego County assessment roll as of July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$490,677 (+2%) Land $18,816 Building $471,861
2025$6,943.00 (+1.14%)$481,057 (+4.04%) Land $18,448 Building $462,609
2023$6,865.00 (+11.32%)$462,380 Land $17,733 Building $444,647
2022$6,167.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 310 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Starlink
Satellite		280 / 30
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: California Internet, T-Mobile USA, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA3710010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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