440 Cedar St NE, Grand Rapids, MI 49503 Property Records

Kent County property record for 440 Cedar St NE, Grand Rapids, MI 49503

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,300 sqft · built 1923
Lot Size0.121 acres (5,271 sqft)
OwnerIndividual Name on File
Last Sale$190,000 (Mar 2023)
Tax Bill$1,323 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN41-14-19-251-010

Property Details

APN / Parcel Number

Primary APN41-14-19-251-010

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,300 sqft Living Area
1st Floor Area1,040 sqft
Basement Area1,040 sqft
Unfinished Basement1,040 sqft

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Roof TypeGable
Lot Area5,271 sqft (0.121 acres)
Lot Dimensions132 ft deep x 40 ft wide
Garage TypeDetached
Garage Area160 sqft
PorchPorch
Porch Area192 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address440 CEDAR ST NE
CityGRAND RAPIDS
StateMI
Zip49503-1641
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTN-LDR
Legal DescriptionW 40 FT OF LOT 13 BLK 9 & N 1/2 OF VACATED ALLEY ADJ ON S* DREW & BROWN S ADDITION
Legal SubdivisionOF VACATED ALLEY ADJ ON S DREW & BROWN
Legal Block9
Legal Lot Number13
JurisdictionKENT MI
Township / Civil DivisionGRAND RAPIDS
Census Block Group3
Census Block3012
Census Tract1300

Owner

440 Cedar St NE is owned and occupied by an individual who bought it in March 2023.

Source: Kent County records, as of September 18, 2026

Owner of RecordIndividual Name on File
Mailing Address440 CEDAR ST NE, GRAND RAPIDS, MI 49503-1641
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 16, 2023 · Amount on File
Deed SaleMar 16, 2023 · Amount on File
Prior SaleMay 30, 1997
Deed Document Number202313514
Prior Transfer DateMar 15, 2023
Prior Transfer Doc0000013514
Record UpdatedOct 29, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENT MI
Recording DateMar 16, 2023
Property Address440 CEDAR ST NE, GRAND RAPIDS, MI 49503-1641
Document Number0000013514
Map ReferenceLB 1 PG 13
Instrument DateMar 15, 2023
Instrument20230316-0013514
Transaction TypeTransfer
Record UpdatedApr 17, 2023
Title CompanyCHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address440 CEDAR ST NE, GRAND RAPIDS, MI 49503-1641

Mortgage

Document Number0000013515
DateMar 16, 2023
Instrument20230316-0013515
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 440 Cedar St NE was $1,323.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyKent County
MunicipalityGrand Rapids City
Unified School DistrictGrand Rapids Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$110,200 (+9.33%)$220,400 (+9.33%)
2025$1,323.00$100,800$201,600
2023$76,600$153,200
2021$1,758.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 440 Cedar St NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 440 Cedar St NE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGRAND RAPIDS
serves 306,901 people · EPA ID MI0002790
Water SourceSurface water
Last State InspectionAug 2025
Lead7 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 606 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Metronet.

Nearby Properties on Cedar St NE

Nearby Streets

Search Property Records by Address or Parcel Number