Kent County property record for 432 Cedar St NE, Grand Rapids, MI 49503
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,492 sqft · built 1928 |
| Lot Size | 0.125 acres (5,445 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $180,000 (Dec 2019) |
| Tax Bill | $2,381 (2025) |
| Deeds & Mortgages | Dec 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-14-19-251-008 |
| Primary APN | 41-14-19-251-008 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,492 sqft Living Area |
| 1st Floor Area | 995 sqft |
| Basement Area | 925 sqft |
| Unfinished Basement | 925 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 2009 |
| Roof Type | Gable |
| Lot Area | 5,445 sqft (0.125 acres) |
| Lot Dimensions | 132 ft deep x 41 ft wide |
| Garage Area | 361 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 82 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 432 CEDAR ST NE |
|---|---|
| City | GRAND RAPIDS |
| State | MI |
| Zip | 49503-1641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TN-LDR |
| Legal Description | E 24.5 FT OF LOT 9 BLK 9 & W 16.75 FT OF LOT 11 BLK 9 & N 1/2 OF VACATED ALLEY ADJ ON THE S* DREW & BROWN S ADDITION |
| Legal Subdivision | OF VACATED ALLEY ADJ ON THE S DREW & BR |
| Legal Block | 9 |
| Legal Lot Number | 9,11 |
| Jurisdiction | KENT MI |
| Township / Civil Division | GRAND RAPIDS |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 1300 |
432 Cedar St NE is owned and occupied by two individuals who bought it in December 2019.
Source: Kent County records, as of September 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 432 CEDAR ST NE, GRAND RAPIDS, MI 49503-1641 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2019 · Amount on File |
| Deed Sale | Dec 11, 2019 · Amount on File |
| Prior Sale | Jan 31, 2014 · Amount on File |
| Deed Document Number | 201997831 |
| Prior Transfer Date | Sep 11, 2013 |
| Prior Transfer Doc | 0000096100 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | Dec 11, 2019 |
| Property Address | 432 CEDAR ST NE, GRAND RAPIDS, MI 49503-1641 |
| Document Number | 0000097831 |
| Map Reference | LB 1 PG 13 |
| Instrument Date | Nov 18, 2019 |
| Instrument | 20191211-0097831 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,548.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 432 CEDAR ST NE, 432, GRAND RAPIDS, MI 49503-1641 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1538 BECKWITH VIEW AVE NE APT 6, 6, GRAND RAPIDS, MI 49505-5880 |
| Document Number | 0000097832 |
|---|---|
| Date | Dec 11, 2019 |
| Instrument | 20191211-0097832 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2034 |
The 2025 property tax bill for 432 Cedar St NE was $2,381.
Source: Kent County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kent County |
| Municipality | Grand Rapids City |
| Unified School District | Grand Rapids Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $118,900 (+7.89%) | $237,800 (+7.89%) | |
| 2025 | $2,381.00 | $110,200 | $220,400 |
| 2023 | $84,100 | $168,200 | |
| 2021 | $2,062.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 432 Cedar St NE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 432 Cedar St NE has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND RAPIDS serves 306,901 people · EPA ID MI0002790 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 7 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 606 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Metronet.
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