428 Cedar St NE, Grand Rapids, MI 49503 Property Records

Kent County property record for 428 Cedar St NE, Grand Rapids, MI 49503

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,170 sqft · built 1928
Lot Size	0.126 acres (5,489 sqft)
Owner	Individual Name on Record
Tax Bill	$1,142 (2025)
Deeds & Mortgages	Nov 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`41-14-19-251-007`

Property Details

APN / Parcel Number

Primary APN	`41-14-19-251-007`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,170 sqft Living Area
1st Floor Area	936 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Roof Type	Gable
Lot Area	5,489 sqft (0.126 acres)
Lot Dimensions	132 ft deep x 41 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	428 CEDAR ST NE
City	GRAND RAPIDS
State	MI
Zip	49503-1641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN-LDR
Legal Description	W 41.5 FT OF LOT 9 BLK 9 & N 1/2 OF VACATED ALLEY ADJ ON THE S* DREW & BROWN S ADDITION
Legal Subdivision	OF VACATED ALLEY ADJ ON THE S DREW & BR
Legal Block	9
Legal Lot Number	9
Jurisdiction	KENT MI
Township / Civil Division	GRAND RAPIDS
Census Block Group	3
Census Block	3012
Census Tract	1300

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	428 CEDAR ST NE, GRAND RAPIDS, MI 49503-1641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2008
Deed Sale	Jun 20, 2008
Prior Sale	Dec 1, 1987 · Amount on Record
Deed Document Number	200858414
Prior Transfer Date	Jun 18, 2008
Prior Transfer Doc	0000058414
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	428 CEDAR ST NE, GRAND RAPIDS, MI 49503-1641
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000110463
Date	Nov 18, 2020
Instrument	20201118-0110463

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 15, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Grand Rapids City
Unified School District	Grand Rapids Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,200 (+10.14%)	$206,400 (+10.14%)
2025	$1,142.00 (+15.59%)	$93,700 (+31.79%)	$187,400 (+31.79%)
2023		$71,100	$142,200
2021	$988.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND RAPIDS serves 306,901 people · EPA ID MI0002790
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 606 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Metronet.

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