Lincoln County property record for 440 Cass Dr, Troy, MO 63379 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,345 sqft · built 2018 |
| Lot Size | 0.276 acres (12,023 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,578 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Sep 2017 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-60-13-000-000-005.173 |
| Primary APN | 19-60-13-000-000-005.173 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,345 sqft Living Area |
| Basement Area | 1,345 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Wood Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,023 sqft (0.276 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 440 CASS DR |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-3446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 173 CASSCADES OF ROCKPORT |
| Legal Range | 01W |
| Legal Section | 13 |
| Legal Subdivision | ROCKPORT |
| Legal Lot Number | 173 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | CLARK |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 810308 |
Source: Lincoln County records · APN 19-60-13-000-000-005.173
Assessment roll updated June 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 440 CASS DR, TROY, MO 63379-3446 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK |
| Sep 27, 2017 | Deed of Trust, Mortgage · Construction Mortgage PEOPLES BANK & TRUST CO |
| Feb 08, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage IBERIABANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 19, 2024 |
| Deed Sale | Apr 19, 2024 |
| Prior Sale | Feb 08, 2018 |
| Deed Document Number | 2024002894 |
| Deed Book / Page | 2499 / 571 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 440 CASS DR, TROY, MO 63379-3446 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 2462/604 |
|---|---|
| Date | Apr 13, 2021 |
| Book Page | 2462/604 |
| Instrument | 2021005114 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 440 CASS DR, TROY, MO 63379-3446 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2415/0688 |
|---|---|
| Date | Sep 27, 2017 |
| Book Page | 2415/0688 |
| Instrument | 2017009168 |
| Name | PEOPLES BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | TROY, MO 63379 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Mar 27, 2018 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Feb 08, 2018 |
| Property Address | 440 CASS DR, TROY, MO 63379-3446 |
| Document Number | 2419/0728 |
| Book / Page | 2419 / 0728 |
| Map Reference | MB14 PG300 |
| Instrument Date | Feb 08, 2018 |
| Instrument | 2018001080 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | MEYER TITLE COMPANY, MEYER TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 440 CASS DR, TROY, MO 63379-3446 |
| Document Number | 2018001081 |
|---|---|
| Date | Feb 08, 2018 |
| Instrument | 2018001081 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2048 |
Source: Lincoln County records · Assessment roll updated June 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Troy R-III School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,578.00 (+20.69%) | $42,188 (+22.38%) Land $5,928 Building $36,260 | $222,040 (+22.38%) Land $31,200 Building $190,840 |
| 2023 | $2,136.00 (+5.53%) | $34,474 Land $5,168 Building $29,306 | $181,440 Land $27,200 Building $154,240 |
| 2022 | $2,024.00 |
Source: FEMA National Flood Hazard Layer, Lincoln County (29113C), updated October 5, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291138103082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Jul 2022, river or lake flooding |
| Wildfire Risk | Low above 20% of the US · above 15% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 3,704 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 220 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Brightspeed | Fiber | 940 / 940 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Wisper ISP, Spectrum, SysTec Wireless Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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