441 Cass Dr, Troy, MO 63379 Property Records

Lincoln County property record for 441 Cass Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,539 sqft · built 2018
Lot Size	0.46 acres (20,081 sqft)
Owner	Individual on Record
Tax Bill	$2,956 (2025)
Deeds & Mortgages	Nov 2018 Construction Loan May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-60-13-000-000-005.202`

Property Details

APN / Parcel Number

Primary APN	`19-60-13-000-000-005.202`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,539 sqft Living Area
Basement Area	1,539 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,081 sqft (0.46 acres)
Garage Area	1,108 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	441 CASS DR
City	TROY
State	MO
Zip	63379-3448
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 202 CASSCADES OF ROCKPORT
Legal Range	01W
Legal Section	13
Legal Subdivision	ROCKPORT
Legal Lot Number	202
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	2
Census Block	2004
Census Tract	810308

Owner

Source: Lincoln County assessment roll, as of June 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	441 CASS DR, TROY, MO 63379-3448
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2018	Deed of Trust, Mortgage · Construction Mortgage PEOPLES BANK & TRUST CO
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage DAS ACQUISITION
Mar 27, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST INTEGRITY MORTGAGE SERVICES I

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2019
Deed Sale	Mar 27, 2019
Deed Document Number	2019002255
Deed Book / Page	2432 / 0420
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	441 CASS DR, TROY, MO 63379-3448
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2428/0546
Date	Nov 2, 2018
Book Page	2428/0546
Instrument	2018009956

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	May 1, 2019

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	441 CASS DR, TROY, MO 63379-3448
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2446/571
Date	May 11, 2020
Book Page	2446/571
Instrument	2020004582

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2040

March 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Mar 27, 2019
Property Address	441 CASS DR, TROY, MO 63379-3448
Document Number	2432/0420
Book / Page	2432 / 0420
Map Reference	MB 14 PG 300
Instrument Date	Mar 26, 2019
Instrument	2019002255
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021
Title Company	MEYER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	441 CASS DR, TROY, MO 63379-3448

Mortgage

Document Number	2019002256
Date	Mar 27, 2019
Instrument	2019002256

Lender

Name	FIRST INTEGRITY MORTGAGE SERVICES I
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,956.00 (+7.3%)	$48,376 (+8.8%) Land $6,169 Building $42,207	$254,610 (+8.8%) Land $32,470 Building $222,140
2023	$2,755.00 (+5.8%)	$44,462 Land $5,221 Building $39,241	$234,010 Land $27,480 Building $206,530
2022	$2,604.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Jul 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	940 / 940
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Spectrum, Systec Wireless Communications, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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