440 Buckner St, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 440 Buckner St, Elsmere, KY 41018

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,575 sqft · built 1947
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$190,500 (Jul 2021)
Tax Bill	$2,893 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jan 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`004-30-21-213.00`

Property Details

APN / Parcel Number

Primary APN	`004-30-21-213.00`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,575 sqft Finished Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	440 BUCKNER ST
City	ELSMERE
State	KY
Zip	41018-2306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH ERLANGER LOTS 699-700-701
Legal Subdivision	SOUTH ERLANGER
Legal Lot Number	699-701
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2003
Census Tract	65600

Owner

Source: Kenton County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	440 BUCKNER ST, ELSMERE, KY 41018-2306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Warranty Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC
Jan 7, 2021	Warranty Deed, Transfer LAWYERS TITLE/CINCINNATI INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2021 · Amount on Record
Deed Sale	Jul 13, 2021 · Amount on Record
Prior Sale	Jan 7, 2021 · Amount on Record
Deed Document Number	20215900331
Deed Book / Page	103 / 420
Prior Transfer Date	Jul 12, 2016
Prior Transfer Doc	0005900055
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 13, 2021
Property Address	440 BUCKNER ST, ELSMERE, KY 41018-2306
Document Number	0005900331
Book / Page	103 / 420
Map Reference	PL 295
Instrument Date	Jul 2, 2021
Instrument	21071305900331
Transaction Type	Transfer
Record Updated	Jan 5, 2024
Title Company	ACCOMMODATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$190.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5980 ROLLINGSFJORD DR, LIBERTY TWP, OH 45011-9370

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 BUCKNER STREET, BELLEVIEW, KY 41005

Mortgage

Document Number	0005900332
Date	Jul 13, 2021
Book Page	241/429
Instrument	21071305900332

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jan 7, 2021
Property Address	440 BUCKNER ST, ELSMERE, KY 41018-2306
Document Number	0000000233
Book / Page	000065 / 000317
Instrument Date	Dec 31, 2020
Instrument	233
Transaction Type	Transfer
Record Updated	Feb 25, 2021
Title Company	LAWYERS TITLE/CINCINNATI INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5980 ROLLINGSFJORD DR LIBERTY TWP OH 450119370, LIBERTY TWP, OH 45011-9370

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,893.00 (+1.33%)	$190,500 (-) Land $25,000 Building $165,500	$190,500 (-) Land $25,000 Building $165,500
2023	$2,855.00	$190,500 Land $25,000 Building $165,500	$190,500 Land $25,000 Building $165,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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